Sumner, Montcalm County, Michigan Property Taxes

Name: Property Tax Bills Across Sumner, Montcalm County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Sumner, MI effective property tax rate: 0.92%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Sumner, MI home value: $152,400
Median annual Sumner, MI tax bill: $1,405, $995 lower than the national median property tax bill of $2,400.

How are property taxes in Montcalm calculated?

Property taxes in Sumner, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Sumner's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Sumner, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Sumner, Montcalm County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.92%

Estimate Property Tax Bill

$1,402

$1,301

Ownwell’s Sumner Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Sumner with just two data points. By entering your property's estimated assessed value, our calculator applies Sumner’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Montcalm. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Sumner, Montcalm County, Michigan

Local government entities determine tax rates, leading to significant variation within a state. This is due to each county annually estimating its budget needs for public services and dividing that by the total value of all taxable properties within its area. This process establishes the property tax rate. Although votes and laws play a role in setting these rates and budgets, this is the basic annual procedure.

In Sumner, located in Montcalm County, the effective property tax rate provides an interesting point of comparison. While the median property tax rate in Michigan stands at 0.92%, Sumner's rate offers a snapshot of how local rates align with state and national figures. With the national median property tax rate at 1.02%, Sumner's rate is notably lower, reflecting the county's approach to budgeting and property valuation. This comparison highlights not only the diversity of tax rates within Michigan but also how local decisions impact property owners differently across the state and nation. Understanding these nuances can help property owners make informed decisions about their investments and financial planning.

Property Tax Rates Across Sumner, Montcalm County, Michigan

Source: Ownwell

0.68%

0.88%

1.07%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Sumner Tax Rate

0.92%

Median Effective Montcalm County Tax Rate

0.91%

Median Effective Michigan Tax Rate

1.05%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Sumner, Montcalm County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
48889	0.69%	0.78%	0.92%	1.00%	1.38%

Source: Ownwell

Property Tax Assessment Values Across Sumner, Montcalm County, Michigan

When examining property taxes in Sumner, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montcalm County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Montcalm County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Sumner. For example, the median home price in Sumner is $152,400, with tax bills ranging significantly across the county. Zip code 48889 has the highest median home price at $152,400.

Property Tax Assessment Values Across Sumner, Montcalm County, Michigan

Source: Ownwell

$97,300

$180,550

$263,800

Median Sumner Market Value

$152,400

Median Montcalm County Market Value

$183,200

Median Michigan Market Value

$213,740

Median United States Market Value

$235,294

Property Tax Assessment Values Across Sumner, Montcalm County, Michigan

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
48889	$36,840	$71,400	$152,400	$247,500	$296,760

Source: Ownwell

Property Tax Bills Across Sumner, Montcalm County, Michigan

In Sumner, located in Montcalm County, MI, property tax bills are determined by assessing the property's value, which is then multiplied by the local tax rate. The median home price in this area stands at $152,400. Homeowners in Sumner face a median property tax bill of $1,405, which is below the national median of $2,400. While this might seem advantageous, it's important to note that tax bills can vary significantly. For instance, the tax bill at the 25th percentile is $776, while it rises to $1,918 at the 75th percentile and $2,215 at the 90th percentile. These fluctuations highlight the importance of understanding how assessed values and tax rates impact overall tax obligations. Homeowners can potentially lower their tax bills by appealing inaccurate property assessments or applying for exemptions. This is where Ownwell can assist, offering expert guidance and support in navigating the complexities of property tax appeals, ensuring homeowners in Sumner pay only their fair share.

Property Tax Bills Across Sumner, Montcalm County, Michigan

Source: Ownwell

$804

$1,666

$2,527

Median Sumner Tax Bill

$1,405

Median Montcalm County Tax Bill

$1,657

Median Michigan Tax Bill

$2,084

Median United States Tax Bill

$2,400

Property Tax Bills Across Sumner, Montcalm County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
48889	$284	$776	$1,405	$1,918	$2,215

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	March 9

Links
Montcalm Tax Assessor
Website	bsaonline.com