Atlanta, Montmorency County, Michigan Property Taxes
Property Taxes in Atlanta, Michigan
Median Atlanta, Michigan effective property tax rate: 0.91%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Atlanta, Michigan home value: $98,400
Median annual Atlanta, Michigan tax bill: $758, lower than the national median property tax bill of $2,400.
How are property taxes in Montmorency calculated?
Property taxes in Atlanta, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Atlanta's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Atlanta, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Atlanta, Montmorency County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.91%
Estimate Property Tax Bill
$895
$831
How Does the Atlanta Property Tax Calculator Work?
Use this Atlanta property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Atlanta's median effective tax rate of 0.91% — based on actual property records in Montmorency County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Atlanta's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Atlanta: rates range from 0.91% in 49709 to 0.91% in 49709, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Atlanta.
About Atlanta Property Taxes
About Property Taxes in Atlanta, Montmorency, Michigan
Atlanta’s median effective property tax rate of 0.91% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Montmorency County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Atlanta. Homeowners in the 49709 ZIP code carry a median effective rate of 0.91%, while those in 49709 pay 0.91%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Montmorency County. Understanding which part of Atlanta you live in can make a meaningful difference to your annual tax bill.
Atlanta homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Atlanta, Montmorency County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Atlanta's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Atlanta Tax Rate
0.91%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montmorency County Tax Rate
0.81%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Atlanta, Montmorency County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49709 | 0.41% | 0.51% | 0.91% | 1.22% | 1.43% |
Source: Ownwell
Property Tax Assessment Values Across Atlanta, Montmorency County, Michigan
When examining property taxes in Atlanta, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montmorency County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Montmorency County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Atlanta.
For example, the median home price in Atlanta is $98,400, with tax bills ranging significantly across the county. 49709 has the highest median home price at $98,400.
Property Tax Assessment Values Across Atlanta, Montmorency County, Michigan
Source: Ownwell
$66,000
$101,400
$136,800
Median Atlanta Market Value
$98,400
Median Montmorency County Market Value
$113,400
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Atlanta, Montmorency County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49709 | $26,600 | $54,000 | $98,400 | $158,400 | $231,180 |
Source: Ownwell
Property Tax Bills Across Atlanta, Montmorency County, Michigan
Property tax bills in Atlanta are based on the assessed value of a home, not its market price. Local taxing authorities apply the property tax rate to that assessed value to determine the bill, so a higher assessment usually means a higher tax bill. Factors such as the home’s characteristics, location, and any changes in value can all affect how much a homeowner owes.
In Atlanta, the median home price is $98,400, and the typical property tax bill is $758. That amount is well below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%. Bills can still vary widely within the city, with the 25th percentile at $420 and the 75th percentile at $1,285. For homeowners, this means property taxes can be a meaningful ongoing cost, especially when assessed values rise faster than expected.
Median Atlanta Tax Bill
$758
Median Montmorency County Tax Bill
$789
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Atlanta, Montmorency County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49709 | $226 | $420 | $758 | $1,285 | $1,955 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Montmorency Tax Assessor | |
| Website | bsaonline.com |