North Muskegon, Muskegon County, Michigan Property Taxes
Property Taxes in North Muskegon, Michigan
Median North Muskegon, Michigan effective property tax rate: 1.36%, significantly higher than the national median of 1.02%, and higher than the Michigan state median of 1.05%.
Median North Muskegon, Michigan home value: $236,200
Median annual North Muskegon, Michigan tax bill: $3,213, $813 higher than the national median property tax bill of $2,400.
How are property taxes in Muskegon calculated?
Property taxes in North Muskegon, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding North Muskegon’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in North Muskegon, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
North Muskegon, Muskegon County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.36%
Estimate Property Tax Bill
$3,212
$2,981
How Does the North Muskegon Property Tax Calculator Work?
Use this North Muskegon property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies North Muskegon's median effective tax rate of 1.36% — based on actual property records in Muskegon County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies North Muskegon's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within North Muskegon: rates range from 1.36% in 49445 to 1.36% in 49445, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across North Muskegon.
About North Muskegon Property Taxes
About Property Taxes in North Muskegon, Muskegon, Michigan
North Muskegon's median effective property tax rate of 1.36% is higher than the Michigan state median of 1.05% and higher than the national median of 1.02%. This rate reflects the Muskegon County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across North Muskegon. Homeowners in the 49445 ZIP code carry a median effective rate of 1.36%, while those in 49445 pay 1.36%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Muskegon County. Understanding which part of North Muskegon you live in can make a meaningful difference to your annual tax bill.
North Muskegon homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across North Muskegon, Muskegon County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare North Muskegon’s effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective North Muskegon Tax Rate
1.36%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Muskegon County Tax Rate
1.09%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across North Muskegon, Muskegon County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49445 | 1.02% | 1.14% | 1.36% | 1.57% | 2.15% |
Source: Ownwell
Property Tax Assessment Values Across North Muskegon, Muskegon County, Michigan
When examining property taxes in North Muskegon, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Muskegon County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Muskegon County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in North Muskegon.
For example, the median home price in North Muskegon is $236,200, with tax bills ranging significantly across the county. 49445 has the highest median home price at $236,200.
Property Tax Assessment Values Across North Muskegon, Muskegon County, Michigan
Source: Ownwell
$119,200
$239,500
$359,800
Median North Muskegon Market Value
$236,200
Median Muskegon County Market Value
$211,800
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across North Muskegon, Muskegon County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49445 | $180,000 | $202,750 | $236,200 | $258,600 | $316,380 |
Source: Ownwell
Property Tax Bills Across North Muskegon, Muskegon County, Michigan
North Muskegon property tax bills are calculated by applying the local tax rate to a home’s assessed market value, which is based on what the property is worth rather than what the owner paid for it. For a home with a median value of $236,200, the bill can vary depending on the tax rate set by local taxing authorities and any exemptions or special assessments that apply.
Homeowners in North Muskegon typically see a median property tax bill of $3,213, which is above the national median property tax bill of $2,400 and reflects the area’s local tax structure. Bills can differ widely across the city, with the 25th percentile at $2,463 and the 75th percentile at $3,839. At the high end, the 90th percentile reaches $6,946, showing how much taxes can rise for higher-valued homes or properties with fewer exemptions.
Because property taxes are tied to assessed value, changes in market conditions can affect what homeowners owe each year.
Property Tax Bills Across North Muskegon, Muskegon County, Michigan
Source: Ownwell
$1,367
$2,290
$3,213
Median North Muskegon Tax Bill
$3,213
Median Muskegon County Tax Bill
$2,317
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across North Muskegon, Muskegon County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49445 | $2,139 | $2,463 | $3,213 | $3,839 | $6,946 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Muskegon Tax Assessor | |
| Website | maps.muskegoncountygis.com |