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Commerce Township, Oakland County, Michigan Property Taxes

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Property Taxes in Commerce Township, Michigan

  • Median Commerce Township, Michigan effective property tax rate: 0.75%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.

  • Median Commerce Township, Michigan home value: $360,320

  • Median annual Commerce Township, Michigan tax bill: $2,771, higher than the national median property tax bill of $2,400.

How are property taxes in Oakland County calculated?

Property taxes in Commerce Township, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Commerce Township's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Commerce Township, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Commerce Township, Oakland County, Michigan Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.75%

Estimate Property Tax Bill

$2,702

$2,508

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Commerce Township Property Tax Calculator Work?

Use this Commerce Township property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Commerce Township's median effective tax rate of 0.75% — based on actual property records in Oakland County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Commerce Township's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Commerce Township: rates range from $2,358.00 in 48390 to $3,012.00 in 48382, primarily due to differences in school district levies and local assessment districts.

Commerce Township's median property tax bill is $2,771, which is $371 lower than the state median. If your estimate is higher than expected, Ownwell can appeal your Commerce Township assessment — you only pay if we save you money.

About Commerce Township Property Taxes

About Property Taxes in Commerce Township, Oakland, Michigan

Commerce Township's median effective property tax rate of 0.75% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Oakland County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Commerce Township. Homeowners in the 48382 ZIP code carry a median effective rate of 0.76%, while those in 48390 pay 0.71%. This spread — 0.05 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Oakland County. Understanding which part of Commerce Township you live in can make a meaningful difference to your annual tax bill.

Commerce Township homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Commerce Township, Oakland County, Michigan

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Commerce Township's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.

Property Tax Rates Across Commerce Township, Oakland County, Michigan

Source: Ownwell

0.50%

1.30%

2.10%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Commerce Township Tax Rate

0.75%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Oakland County Tax Rate

1.04%

Median Effective Michigan Tax Rate

1.05%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Commerce Township, Oakland County, Michigan

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
483820.53%0.62%0.76%0.91%1.04%
483900.53%0.59%0.71%0.92%1.03%

Source: Ownwell

Property Tax Assessment Values Across Commerce Township, Oakland County, Michigan

When examining property taxes in Commerce Township, Michigan, understanding the distinction between market value and assessed value is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Oakland County estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices are sent in the spring each year and typically reach mailboxes by the middle of the season. Each property owner receives a notice showing both the market value and assessed value, along with an estimate of the property tax bill.

The median home price in Commerce Township is $360,320, with tax bills ranging across the county. The median tax bill is $2,771, compared with the national median property tax bill of $2,400. Zip code 48382 has the highest median home price at $394,020.

Property Tax Assessment Values Across Commerce Township, Oakland County, Michigan

Source: Ownwell

$3,200

$684,440

$1,365,680

Median Commerce Township Market Value

$360,320

Median Oakland County Market Value

$301,920

Median Michigan Market Value

$213,740

Median United States Market Value

$235,294

Property Tax Assessment Values Across Commerce Township, Oakland County, Michigan

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
48382$209,042$273,300$394,020$530,255$680,848
48390$199,870$256,160$318,530$403,405$513,580

Source: Ownwell

Property Tax Bills Across Commerce Township, Oakland County, Michigan

Property tax bills in Commerce Township are based on the assessed value of a home and the local tax rate set by Oakland County and other taxing authorities. When a property’s assessed value rises, the tax bill can increase as well, which means homeowners with similar homes may still pay different amounts depending on location and market value. In Commerce Township, the median home price is $360,320, and the median property tax bill is $3,012, which is above the national median property tax bill of $2,400.

Tax bills can have a real impact on homeowners, especially when bills fall toward the higher end of the local range. In Commerce Township, the 25th percentile tax bill is $1,860, while the 75th percentile is $4,030 and the 90th percentile reaches $5,522. Ownwell helps homeowners save by reviewing their property tax assessments, identifying opportunities to appeal overassessments, and pursuing exemptions that may lower what they owe.

Property Tax Bills Across Commerce Township, Oakland County, Michigan

Source: Ownwell

$69

$8,513

$16,957

Median Commerce Township Tax Bill

$2,771

Median Oakland County Tax Bill

$3,235

Median Michigan Tax Bill

$2,084

Median United States Tax Bill

$2,400

Property Tax Bills Across Commerce Township, Oakland County, Michigan

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
48382$1,338$1,990$3,012$4,355$5,908
48390$1,329$1,684$2,358$3,186$4,492

Source: Ownwell

Don't miss the deadline to appeal!

Frequently Asked Property Tax Questions in Commerce Township, Michigan

How are property taxes calculated in Commerce Township, Michigan?
Property taxes in Commerce Township, Michigan are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Commerce Township, Michigan?
To appeal your property taxes in Commerce Township, Michigan, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Commerce Township, Michigan?
Common property tax exemptions in Commerce Township, Michigan include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Commerce Township, Michigan?
Property tax deadlines in Commerce Township, Michigan vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Commerce Township, Michigan?
Ownwell provides professional property tax appeal services in Commerce Township, Michigan. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.