Rose City, Ogemaw County, Michigan Property Taxes
Property Taxes in Rose City, Michigan
Median Rose City, Michigan effective property tax rate: 1.09%, significantly higher than the national median of 1.02%, and higher than the Michigan state median of 1.05%.
Median Rose City, Michigan home value: $123,400
Median annual Rose City, Michigan tax bill: $1,376, lower than the national median property tax bill of $2,400.
How are property taxes in Ogemaw calculated?
Property taxes in Rose City, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Rose City’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Rose City, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Rose City, Ogemaw County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.09%
Estimate Property Tax Bill
$1,345
$1,248
How Does the Rose City Property Tax Calculator Work?
Use this Rose City property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Rose City's median effective tax rate of 1.09% — based on actual property records in Ogemaw County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Rose City's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Rose City: rates range from 1.09% in 48654 to 1.09% in 48654, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Rose City.
About Rose City Property Taxes
About Property Taxes in Rose City, Ogemaw, Michigan
Rose City’s median effective property tax rate of 1.09% is higher than the Michigan state median of 1.05% and higher than the national median of 1.02%. This rate reflects the Ogemaw County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Rose City. Homeowners in ZIP code 48654 carry a median effective rate of 1.09%, while those in the same ZIP code pay 1.09%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Ogemaw County. Understanding which part of Rose City you live in can make a meaningful difference to your annual tax bill.
Rose City homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Rose City, Ogemaw County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Rose City’s effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Rose City Tax Rate
1.09%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ogemaw County Tax Rate
1.08%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Rose City, Ogemaw County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48654 | 0.70% | 0.84% | 1.09% | 1.48% | 1.80% |
Source: Ownwell
Property Tax Assessment Values Across Rose City, Ogemaw County, Michigan
When examining property taxes in Rose City, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Ogemaw County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Rose City is $123,400, with a median property tax bill of $1,376. That is below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. In 48654, both the highest and lowest median home price are $123,400.
Property Tax Assessment Values Across Rose City, Ogemaw County, Michigan
Source: Ownwell
$78,200
$117,150
$156,100
Median Rose City Market Value
$123,400
Median Ogemaw County Market Value
$123,800
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Rose City, Ogemaw County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48654 | $46,840 | $74,000 | $123,400 | $195,900 | $282,440 |
Source: Ownwell
Property Tax Bills Across Rose City, Ogemaw County, Michigan
Property tax bills in Rose City are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value to determine what homeowners owe each year. For a home with a median value of $123,400, the tax bill can vary widely depending on the property’s assessment and the tax rate set by local taxing authorities.
In Rose City, the median property tax bill is $1,376, which is below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%. Bills can differ from home to home because factors like property characteristics, location, and local levies all play a role in the final amount.
For homeowners, this means a higher assessment can lead to a larger tax bill, while a lower assessment may reduce what is owed.
Median Rose City Tax Bill
$1,376
Median Ogemaw County Tax Bill
$1,327
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Rose City, Ogemaw County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48654 | $507 | $865 | $1,376 | $2,095 | $2,896 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Ogemaw Tax Assessor | |
| Website | bsaonline.com |