Grand Haven, Ottawa County, Michigan Property Taxes
Property Taxes in Grand Haven, Michigan
Median Grand Haven, Michigan effective property tax rate: 0.96%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Grand Haven, Michigan home value: $312,400
Median annual Grand Haven, Michigan tax bill: $3,089, $689 higher than the national median property tax bill of $2,400.
How are property taxes in Ottawa calculated?
Property taxes in Grand Haven, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Grand Haven's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Grand Haven, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Grand Haven, Ottawa County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.96%
Estimate Property Tax Bill
$2,999
$2,783
How Does the Grand Haven Property Tax Calculator Work?
Use this Grand Haven property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Grand Haven's median effective tax rate of 0.96% — based on actual property records in Ottawa County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Grand Haven's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Grand Haven's median effective tax rate is lower than Ottawa County's and lower than Michigan's 1.05% state median tax rate. The median property tax bill is $3,089, which is $689 higher than the state median bill and above the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Grand Haven.
About Grand Haven Property Taxes
About Property Taxes in Grand Haven, Ottawa, Michigan
Grand Haven's median effective property tax rate of 0.96% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Ottawa County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Grand Haven. Homeowners in the 49417 ZIP code carry a median effective rate of 0.96%, while those in 49417 pay 0.96%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Ottawa County. Understanding which part of Grand Haven you live in can make a meaningful difference to your annual tax bill.
Grand Haven homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Grand Haven, Ottawa County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Grand Haven's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Grand Haven Tax Rate
0.96%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ottawa County Tax Rate
1.05%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Grand Haven, Ottawa County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49417 | 0.68% | 0.81% | 0.96% | 1.21% | 1.63% |
Source: Ownwell
Property Tax Assessment Values Across Grand Haven, Ottawa County, Michigan
When examining property taxes in Grand Haven, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Ottawa County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Ottawa County, assessment notices are sent in February each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Grand Haven.
For example, the median home price in Grand Haven is $312,400, with tax bills ranging significantly across the county. 49417 has the highest median home price at $312,400.
Property Tax Assessment Values Across Grand Haven, Ottawa County, Michigan
Source: Ownwell
$243,800
$583,000
$922,200
Median Grand Haven Market Value
$312,400
Median Ottawa County Market Value
$312,400
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Grand Haven, Ottawa County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49417 | $169,900 | $230,400 | $312,400 | $449,600 | $618,700 |
Source: Ownwell
Property Tax Bills Across Grand Haven, Ottawa County, Michigan
Property tax bills in Grand Haven are based on the assessed value of a home and the local tax rate set by taxing authorities in Ottawa County. When a home’s market value changes, the assessed value can change too, which affects the final bill. For a home priced around the city’s $312,400 median home value, the property tax bill can vary widely depending on location and local millage rates.
In Grand Haven, the property tax bill is typically shaped by the home’s assessed value, exemptions, and any local levies that apply. The 25th percentile tax bill is $2,179, while the 75th percentile is $4,598, and the 90th percentile reaches $6,791. The median tax bill in ZIP code 49417 is $3,089. For homeowners, this means property taxes can take a meaningful share of housing costs, especially when assessed values rise faster than expected.
Median Grand Haven Tax Bill
$3,089
Median Ottawa County Tax Bill
$3,406
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Grand Haven, Ottawa County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49417 | $1,565 | $2,179 | $3,089 | $4,598 | $6,791 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Ottawa Tax Assessor | |
| Website | app.miottawa.org |