Frankenmuth, Saginaw County, Michigan Property Taxes
Property Taxes in Frankenmuth, Michigan
Median Frankenmuth, Michigan effective property tax rate: 0.73%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Frankenmuth, Michigan home value: $276,000
Median annual Frankenmuth, Michigan tax bill: $1,906, $494 lower than the national median property tax bill of $2,400.
How are property taxes in Saginaw calculated?
Property taxes in Frankenmuth, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Frankenmuth's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Frankenmuth, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Frankenmuth, Saginaw County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.73%
Estimate Property Tax Bill
$2,015
$1,870
How Does the Frankenmuth Property Tax Calculator Work?
Use this Frankenmuth property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Frankenmuth's median effective tax rate of 0.73% — based on actual property records in Saginaw County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Frankenmuth's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Frankenmuth: rates range from 0.73% in 48734 to 0.73% in 48734, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Frankenmuth.
About Frankenmuth Property Taxes
About Property Taxes in Frankenmuth, Saginaw, Michigan
Frankenmuth’s median effective property tax rate of 0.73% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Saginaw County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Frankenmuth. Homeowners in the 48734 ZIP code carry a median effective rate of 0.73%, while those in 48734 pay 0.73%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Saginaw County. Understanding which part of Frankenmuth you live in can make a meaningful difference to your annual tax bill.
Frankenmuth homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Frankenmuth, Saginaw County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Frankenmuth's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Frankenmuth Tax Rate
0.73%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Saginaw County Tax Rate
0.75%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Frankenmuth, Saginaw County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48734 | 0.38% | 0.46% | 0.73% | 0.87% | 1.09% |
Source: Ownwell
Property Tax Assessment Values Across Frankenmuth, Saginaw County, Michigan
When examining property taxes in Frankenmuth, Michigan, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Saginaw County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Saginaw County, assessment notices are sent in February each year. They’ll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Frankenmuth is $276,000, with tax bills ranging significantly across the county. 48734 has the highest median home price at $276,000.
Property Tax Assessment Values Across Frankenmuth, Saginaw County, Michigan
Source: Ownwell
$28,400
$152,200
$276,000
Median Frankenmuth Market Value
$276,000
Median Saginaw County Market Value
$133,200
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Frankenmuth, Saginaw County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48734 | $171,140 | $223,050 | $276,000 | $361,750 | $491,260 |
Source: Ownwell
Property Tax Bills Across Frankenmuth, Saginaw County, Michigan
Property tax bills in Frankenmuth are based on the assessed value of a home and the local tax rate set by taxing authorities in Saginaw County. As market values change, the assessed value can shift too, which affects how much a homeowner owes each year. The bill is calculated by applying the tax rate to the taxable value, so homes with higher assessed values generally face higher property tax bills.
For Frankenmuth homeowners, the median home price is $276,000, and the median tax bill in ZIP code 48734 is $1,906. That sits below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. Property tax bills can still vary widely, though, with the 25th percentile at $1,344 and the 75th percentile at $2,705. For some homeowners, that difference can have a meaningful impact on monthly housing costs and overall affordability.
Median Frankenmuth Tax Bill
$1,906
Median Saginaw County Tax Bill
$971
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Frankenmuth, Saginaw County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48734 | $906 | $1,344 | $1,906 | $2,705 | $3,800 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Saginaw Tax Assessor | |
| Website | bsaonline.com |