Imlay City, St. Clair County, Michigan Property Taxes
Property Taxes in Imlay City, Michigan
Median Imlay City, Michigan effective property tax rate: 0.33%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Imlay City, Michigan home value: $209,600
Median annual Imlay City, Michigan tax bill: $706, lower than the national median property tax bill of $2,400.
How are property taxes in St. Clair calculated?
Property taxes in Imlay City, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Imlay City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Imlay City, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Imlay City, St. Clair County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.33%
Estimate Property Tax Bill
$692
$642
How Does the Imlay City Property Tax Calculator Work?
Use this Imlay City property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Imlay City's median effective tax rate of 0.33% — based on actual property records in St. Clair County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Imlay City's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Imlay City: rates range from 0.33% in 48444 to 0.33% in 48444, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Imlay City.
About Imlay City Property Taxes
About Property Taxes in Imlay City, St. Clair, Michigan
Imlay City’s median effective property tax rate of 0.33% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the St. Clair County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Imlay City. Homeowners in the 48444 ZIP code carry a median effective rate of 0.33%, while those in the same ZIP code pay 0.33%. This spread shows how school district boundaries and local assessment districts are drawn across St. Clair County. Understanding which part of Imlay City you live in can make a meaningful difference to your annual tax bill.
Imlay City homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Imlay City, St. Clair County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Imlay City’s effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Imlay City Tax Rate
0.33%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Clair County Tax Rate
0.72%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Imlay City, St. Clair County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48444 | 0.25% | 0.27% | 0.33% | 0.43% | 0.71% |
Source: Ownwell
Property Tax Assessment Values Across Imlay City, St. Clair County, Michigan
When examining property taxes in Imlay City, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Clair County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In St. Clair County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Imlay City.
For example, the median home price in Imlay City is $209,600, with tax bills ranging significantly across the county. 48444 has the highest median home price at $209,600.
Property Tax Assessment Values Across Imlay City, St. Clair County, Michigan
Source: Ownwell
$54,200
$198,700
$343,200
Median Imlay City Market Value
$209,600
Median St. Clair County Market Value
$214,800
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Imlay City, St. Clair County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48444 | $123,200 | $139,900 | $209,600 | $295,700 | $470,600 |
Source: Ownwell
Property Tax Bills Across Imlay City, St. Clair County, Michigan
Property tax bills in Imlay City are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, this means the bill depends on both the value of the home and the tax rates set by local taxing authorities. With a median home price of $209,600, property taxes can vary widely from one home to another even within the same city.
The typical tax bill in Imlay City reflects how these factors combine, and homeowners with higher-valued properties generally face larger bills. In this area, the 25th percentile tax bill is $506, while the 75th percentile is $1,427 and the 90th percentile is $1,991. The median tax bill is $706 in ZIP code 48444. Compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400, Imlay City homeowners often see lower bills, though the exact amount still depends on assessed value and local rates.
Median Imlay City Tax Bill
$706
Median St. Clair County Tax Bill
$1,650
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Imlay City, St. Clair County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48444 | $389 | $506 | $706 | $1,427 | $1,991 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| St. Clair Tax Assessor | |
| Website | www.stclaircounty.org |