Russell Island, St. Clair County, Michigan Property Taxes

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Property Taxes in Russell Island, Michigan

Median Russell Island, MI effective property tax rate: 1.26%, significantly higher than the national median of 1.02%, but lower than the Michigan state median of 1.07%. Median Russell Island, MI home value: $159,000. Median annual Russell Island, MI tax bill: $1,842, $558 lower than the national median property tax bill of $2,400.

How are property taxes in St. Clair calculated?

Property taxes in Russell Island, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Russell Island’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Russell Island, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Russell Island, St. Clair County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.74%

Estimate Property Tax Bill

$759

$705

Ownwell’s Russell Island Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Russell Island with just two data points. By entering your property's estimated assessed value, our calculator applies Russell Island’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in St. Clair County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Russell Island, St. Clair County, Michigan

Local government entities set tax rates, which can vary widely within a state. Annually, each county, including St. Clair County in Michigan, estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. In Russell Island, located in St. Clair County, the effective property tax rate is 1.26%, which mirrors the highest and lowest median rates within the zip code 48001. This rate is notably higher than the national median property tax rate of 1.02%, suggesting that property owners in this area might be paying more on average compared to other regions in the U.S. By understanding these rates, property owners can better anticipate their tax obligations and explore potential savings through appeals and exemptions.

Property Tax Rates Across Russell Island, St. Clair County, Michigan

Source: Ownwell

0.12%

0.64%

1.15%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Russell Island Tax Rate

0.74%

Median Effective St. Clair County Tax Rate

0.72%

Median Effective Michigan Tax Rate

1.05%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Russell Island, St. Clair County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
48001	0.49%	0.55%	0.74%	0.90%	1.41%

Source: Ownwell

Property Tax Assessment Values Across Russell Island, St. Clair County, Michigan

When examining property taxes in Russell Island, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Clair County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In St. Clair County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Russell Island. For example, the median home price in Russell Island is $159,000, with tax bills ranging significantly across the county. 48001 has the highest median home price at $159,000.

Property Tax Assessment Values Across Russell Island, St. Clair County, Michigan

Source: Ownwell

$54,200

$198,700

$343,200

Median Russell Island Market Value

$102,600

Median St. Clair County Market Value

$214,800

Median Michigan Market Value

$213,740

Median United States Market Value

$235,294

Property Tax Assessment Values Across Russell Island, St. Clair County, Michigan

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
48001	$8,200	$35,200	$102,600	$139,100	$161,400

Source: Ownwell

Property Tax Bills Across Russell Island, St. Clair County, Michigan

In Russell Island, MI, homeowners face property tax bills that are determined by the assessed value of their property, which is a percentage of the market value. The median home price in the area is $159,000. With property tax bills ranging from $978 at the 25th percentile to $4,252 at the 90th percentile, the financial impact on homeowners can vary significantly. The median property tax bill in St. Clair County is $1,842, which is below the national median of $2,400, offering some relief to residents. However, understanding the factors that influence these bills, such as property size, location, and improvements, is crucial for homeowners looking to manage their expenses. Ownwell provides valuable services to help homeowners in Russell Island reduce their property tax bills. By appealing assessed values and securing exemptions, Ownwell can help ensure that homeowners are not overpaying. This assistance can lead to significant savings, making homeownership more affordable in the long run.

Property Tax Bills Across Russell Island, St. Clair County, Michigan

Source: Ownwell

$54

$1,416

$2,777

Median Russell Island Tax Bill

$682

Median St. Clair County Tax Bill

$1,650

Median Michigan Tax Bill

$2,084

Median United States Tax Bill

$2,400

Property Tax Bills Across Russell Island, St. Clair County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
48001	$100	$257	$682	$1,057	$1,122

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	March 9

Links
St. Clair Tax Assessor
Website	www.stclaircounty.org

Frequently Asked Property Tax Questions in Russell Island, Michigan

How are property taxes calculated in Russell Island, Michigan?

Property taxes in Russell Island, Michigan are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Russell Island, Michigan?

To appeal your property taxes in Russell Island, Michigan, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Russell Island, Michigan?

Common property tax exemptions in Russell Island, Michigan include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Russell Island, Michigan?

Property tax deadlines in Russell Island, Michigan vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Russell Island, Michigan?

Ownwell provides professional property tax appeal services in Russell Island, Michigan. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.