Emerson, Bergen County, New Jersey Property Taxes
Property Taxes in Emerson, New Jersey
Median Emerson, New Jersey effective property tax rate: 3.22%, significantly higher than the national median of 1.02%, and higher than the New Jersey state median of 2.88%.
Median Emerson, New Jersey home value: $422,700
Median annual Emerson, New Jersey tax bill: $13,343, $10,943 higher than the national median property tax bill of $2,400.
How are property taxes in Bergen calculated?
Property taxes in Emerson, New Jersey are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Emerson's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Emerson, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Emerson, Bergen County, New Jersey Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
3.22%
Estimate Property Tax Bill
$13,611
$12,631
How Does the Emerson Property Tax Calculator Work?
Use this Emerson property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Emerson's median effective tax rate of 3.22% — based on actual property records in Bergen County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Emerson's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Emerson: rates range from 3.22% in 07630 to 3.22% in 07630, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Emerson.
About Emerson Property Taxes
About Property Taxes in Emerson, Bergen, New Jersey
Emerson’s median effective property tax rate of 3.22% is higher than the New Jersey state median of 2.88% and higher than the national median of 1.02%. This rate reflects the Bergen County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Emerson. Homeowners in the 07630 ZIP code carry a median effective rate of 3.22%, while those in the same ZIP also pay 3.22%. Understanding how your assessed value compares to the market can make a meaningful difference to your annual tax bill.
Emerson homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the April 1, 2026 deadline each year. If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Emerson, Bergen County, New Jersey
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Emerson's effective property tax rate to other cities in New Jersey and the median property tax rates in New Jersey and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Emerson Tax Rate
3.22%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bergen County Tax Rate
2.68%
Median Effective New Jersey Tax Rate
2.88%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Emerson, Bergen County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07630 | 3.22% | 3.22% | 3.22% | 3.22% | 3.22% |
Source: Ownwell
Property Tax Assessment Values Across Emerson, Bergen County, New Jersey
When examining property taxes in Emerson, New Jersey, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bergen County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Bergen County, assessment notices are sent in February each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Emerson.
For example, the median home price in Emerson is $422,700, with tax bills ranging significantly across the county. 07630 has the highest median home price at $422,700.
Property Tax Assessment Values Across Emerson, Bergen County, New Jersey
Source: Ownwell
$274,000
$1,234,400
$2,194,800
Median Emerson Market Value
$422,700
Median Bergen County Market Value
$467,100
Median New Jersey Market Value
$288,200
Median United States Market Value
$235,294
Property Tax Assessment Values Across Emerson, Bergen County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07630 | $319,560 | $363,400 | $422,700 | $506,850 | $625,000 |
Source: Ownwell
Property Tax Bills Across Emerson, Bergen County, New Jersey
Property tax bills in Emerson are based on the assessed value of a home, not its market price, and the local tax rate applied by Bergen County and other taxing authorities. When a home’s assessed value rises, the tax bill usually rises too, especially if local budgets or school funding needs increase.
With a median home price of $422,700, homeowners in Emerson often face bills that are well above the national median property tax bill of $2,400. The 25th percentile tax bill is $11,486, while the 75th percentile reaches $15,889 and the 90th percentile climbs to $19,544. The median tax bill in ZIP code 07630 is $13,343.
These costs can have a major impact on monthly housing expenses and long-term affordability. For many homeowners, even a small change in assessed value can make a noticeable difference in the amount due each year.
Median Emerson Tax Bill
$13,343
Median Bergen County Tax Bill
$11,614
Median New Jersey Tax Bill
$8,638
Median United States Tax Bill
$2,400
Property Tax Bills Across Emerson, Bergen County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07630 | $9,993 | $11,486 | $13,343 | $15,889 | $19,544 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 1 |
Links | |
|---|---|
| Bergen Tax Assessor | |
| Website | taxrecords-nj.com |