Woodcliff Lake, Bergen County, New Jersey Property Taxes
Property Taxes in Woodcliff Lake, New Jersey
Median Woodcliff Lake, New Jersey effective property tax rate: 2.05%, significantly lower than the national median of 1.02%, and lower than the New Jersey state median of 2.88%.
Median Woodcliff Lake, New Jersey home value: $839,700
Median annual Woodcliff Lake, New Jersey tax bill: $17,201, higher than the national median property tax bill of $2,400.
How are property taxes in Bergen calculated?
Property taxes in Woodcliff Lake, New Jersey are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Woodcliff Lake's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Woodcliff Lake, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Woodcliff Lake, Bergen County, New Jersey Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.05%
Estimate Property Tax Bill
$17,214
$15,974
How Does the Woodcliff Lake Property Tax Calculator Work?
Use this Woodcliff Lake property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Woodcliff Lake's median effective tax rate of 2.05% — based on actual property records in Bergen County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Woodcliff Lake's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Woodcliff Lake: rates range from 2.05% in 07677 to 2.05% in 07677, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Woodcliff Lake.
About Woodcliff Lake Property Taxes
About Property Taxes in Woodcliff Lake, Bergen, New Jersey
Woodcliff Lake’s median effective property tax rate of 2.05% is lower than the New Jersey state median of 2.88% and higher than the national median of 1.02%. This rate reflects the Bergen County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Woodcliff Lake. Homeowners in ZIP code 07677 carry a median effective rate of 2.05%, and the same ZIP code also reflects the city’s median home price of $839,700 and median property tax bill of $17,201. Understanding how your assessed value is set can make a meaningful difference to your annual tax bill.
Woodcliff Lake homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the April 1, 2026 deadline each year. Notices are sent in February.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Woodcliff Lake, Bergen County, New Jersey
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Woodcliff Lake's effective property tax rate to other cities in New Jersey and the median property tax rates in New Jersey and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Woodcliff Lake Tax Rate
2.05%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bergen County Tax Rate
2.68%
Median Effective New Jersey Tax Rate
2.88%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Woodcliff Lake, Bergen County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07677 | 1.99% | 2.02% | 2.05% | 2.09% | 2.10% |
Source: Ownwell
Property Tax Assessment Values Across Woodcliff Lake, Bergen County, New Jersey
When examining property taxes in Woodcliff Lake, New Jersey, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bergen County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices: In Bergen County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Woodcliff Lake is $839,700, with tax bills ranging significantly across the county. ZIP code 07677 has the highest median home price at $839,700.
Property Tax Assessment Values Across Woodcliff Lake, Bergen County, New Jersey
Source: Ownwell
$274,000
$1,234,400
$2,194,800
Median Woodcliff Lake Market Value
$839,700
Median Bergen County Market Value
$467,100
Median New Jersey Market Value
$288,200
Median United States Market Value
$235,294
Property Tax Assessment Values Across Woodcliff Lake, Bergen County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07677 | $566,200 | $693,500 | $839,700 | $1,056,200 | $1,351,180 |
Source: Ownwell
Property Tax Bills Across Woodcliff Lake, Bergen County, New Jersey
Woodcliff Lake property tax bills are based on the assessed value of a home, which is then multiplied by the local tax rate to determine the amount owed. Because taxes are tied to market value, homes with higher values generally face larger bills, especially in a community where the median home price is $839,700.
In Bergen County, property taxes can be a major part of homeownership costs. The 25th percentile tax bill is $14,108, while the 75th percentile tax bill is $21,542 and the 90th percentile tax bill is $27,609. That means many homeowners pay well above the national median property tax bill of $2,400.
For homeowners, this can significantly affect monthly budgeting and long-term affordability. The tax bill reflects both the home’s assessed value and local tax rates, so even small changes in assessment can have a noticeable impact.
Property Tax Bills Across Woodcliff Lake, Bergen County, New Jersey
Source: Ownwell
$7,492
$13,054
$18,615
Median Woodcliff Lake Tax Bill
$17,201
Median Bergen County Tax Bill
$11,614
Median New Jersey Tax Bill
$8,638
Median United States Tax Bill
$2,400
Property Tax Bills Across Woodcliff Lake, Bergen County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07677 | $11,599 | $14,108 | $17,201 | $21,542 | $27,609 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 1 |
Links | |
|---|---|
| Bergen Tax Assessor | |
| Website | taxrecords-nj.com |