Delmont, Cumberland County, New Jersey Property Taxes
Property Taxes in Delmont, New Jersey
Median Delmont, New Jersey effective property tax rate: 2.99%, significantly higher than the national median of 1.02%, and higher than the New Jersey state median of 2.88%.
Median Delmont, New Jersey home value: $126,000
Median annual Delmont, New Jersey tax bill: $3,772, $1,372 higher than the national median property tax bill of $2,400.
How are property taxes in Cumberland calculated?
Property taxes in Delmont, New Jersey are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Delmont's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Delmont, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Delmont, Cumberland County, New Jersey Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.99%
Estimate Property Tax Bill
$3,767
$3,496
How Does the Delmont Property Tax Calculator Work?
Use this Delmont property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Delmont's median effective tax rate of 2.99% — based on actual property records in Cumberland County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Delmont's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Delmont: rates range from 2.99% in 08314 to 2.99% in 08314, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Delmont.
About Delmont Property Taxes
About Property Taxes in Delmont, Cumberland, New Jersey
Delmont’s median effective property tax rate of 2.99% is higher than the New Jersey state median of 2.88% and higher than the national median of 1.02%. This rate reflects the Cumberland County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Delmont. Homeowners in the 08314 ZIP code carry a median effective rate of 2.99%, while those in 08314 pay 2.99%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Cumberland County. Understanding which part of Delmont you live in can make a meaningful difference to your annual tax bill.
Delmont homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before April 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Delmont, Cumberland County, New Jersey
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Delmont's effective property tax rate to other cities in New Jersey and the median property tax rates in New Jersey and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Delmont Tax Rate
2.99%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cumberland County Tax Rate
3.18%
Median Effective New Jersey Tax Rate
2.88%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Delmont, Cumberland County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 08314 | 2.89% | 2.99% | 2.99% | 2.99% | 2.99% |
Source: Ownwell
Property Tax Assessment Values Across Delmont, Cumberland County, New Jersey
When examining property taxes in Delmont, New Jersey, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cumberland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Delmont homeowners, the median home price is $126,000, and the median property tax bill is $3,772, compared with the national median property tax bill of $2,400. In the county, tax bills range from $2,934 at the 25th percentile to $5,887 at the 90th percentile, showing how much property taxes can vary.
Property Tax Assessment Values Across Delmont, Cumberland County, New Jersey
Source: Ownwell
$101,200
$171,225
$241,250
Median Delmont Market Value
$126,000
Median Cumberland County Market Value
$136,000
Median New Jersey Market Value
$288,200
Median United States Market Value
$235,294
Property Tax Assessment Values Across Delmont, Cumberland County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 08314 | $61,460 | $99,000 | $126,000 | $166,900 | $199,340 |
Source: Ownwell
Property Tax Bills Across Delmont, Cumberland County, New Jersey
Property tax bills in Delmont are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessment, and the final bill reflects how the property is classified, the tax rate set by local governments, and any exemptions or appeals that may change the amount owed.
With a median home price of $126,000, Delmont homeowners face a median property tax bill of $3,772, which is above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Bills can vary widely across the city, with the 25th percentile at $2,934 and the 75th percentile at $4,946, while the 90th percentile reaches $5,887.
This means two homes with similar market values can still receive different tax bills if their assessed values or local tax treatment differ. For homeowners, that can have a direct impact on monthly housing costs and long-term affordability.
Median Delmont Tax Bill
$3,772
Median Cumberland County Tax Bill
$4,582
Median New Jersey Tax Bill
$8,638
Median United States Tax Bill
$2,400
Property Tax Bills Across Delmont, Cumberland County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 08314 | $1,840 | $2,934 | $3,772 | $4,946 | $5,887 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 1 |
Links | |
|---|---|
| Cumberland Tax Assessor | |
| Website | taxrecords-nj.com |