Millville, Cumberland County, New Jersey Property Taxes
Property Taxes in Millville, New Jersey
Median Millville, New Jersey effective property tax rate: 3.93%, significantly higher than the national median of 1.02%, and higher than the New Jersey state median of 2.88%.
Median Millville, New Jersey home value: $118,000
Median annual Millville, New Jersey tax bill: $4,345, $1,945 higher than the national median property tax bill of $2,400.
How are property taxes in Cumberland calculated?
Property taxes in Millville, New Jersey are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Millville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Millville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Millville, Cumberland County, New Jersey Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
3.93%
Estimate Property Tax Bill
$4,637
$4,303
How Does the Millville Property Tax Calculator Work?
Use this Millville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Millville's median effective tax rate of 3.93% — based on actual property records in Cumberland County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Millville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Millville: rates range from 3.93% in 08332 to 3.93% in 08332, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Millville.
About Millville Property Taxes
About Property Taxes in Millville, Cumberland, New Jersey
Millville’s median effective property tax rate of 3.93% is higher than the New Jersey state median of 2.88% and higher than the national median of 1.02%. This rate reflects the Cumberland County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Millville. Homeowners in the 08332 ZIP code carry a median effective rate of 3.93%, while those in the same ZIP also pay 3.93%. This means there is no spread across the city, but the rate still reflects how school district boundaries and local assessment districts are drawn across Cumberland County.
Millville homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Millville, Cumberland County, New Jersey
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Millville's effective property tax rate to other cities in New Jersey and the median property tax rates in New Jersey and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Millville Tax Rate
3.93%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cumberland County Tax Rate
3.18%
Median Effective New Jersey Tax Rate
2.88%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Millville, Cumberland County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 08332 | 3.00% | 3.72% | 3.92% | 3.93% | 3.93% |
Source: Ownwell
Property Tax Assessment Values Across Millville, Cumberland County, New Jersey
When examining property taxes in Millville, New Jersey, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Millville is $118,000, with a median tax bill of $4,345. In the same area, tax bills range from $3,124 at the 25th percentile to $7,756 at the 90th percentile, compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400.
Property Tax Assessment Values Across Millville, Cumberland County, New Jersey
Source: Ownwell
$101,200
$171,225
$241,250
Median Millville Market Value
$118,000
Median Cumberland County Market Value
$136,000
Median New Jersey Market Value
$288,200
Median United States Market Value
$235,294
Property Tax Assessment Values Across Millville, Cumberland County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 08332 | $58,800 | $84,375 | $118,000 | $160,200 | $208,400 |
Source: Ownwell
Property Tax Bills Across Millville, Cumberland County, New Jersey
Millville property tax bills are based on the assessed value of a home and the local tax rate set by the city, county, and other taxing authorities. The amount a homeowner owes is determined by multiplying the assessed value by the applicable tax rate, so changes in either can affect the final bill. Because property taxes are tied to local budgets, homeowners may see differences depending on neighborhood, school funding, and other municipal needs.
For Millville homeowners, the median home price is $118,000, and the median property tax bill is $4,345 in ZIP code 08332. That figure is above the national median property tax bill of $2,400 and reflects how local assessments can create a heavier tax burden even on moderately priced homes. Bills at the 25th percentile are $3,124, while the 75th percentile reaches $5,958 and the 90th percentile climbs to $7,756. For homeowners, that means property taxes can take a significant share of housing costs and directly affect affordability.
Median Millville Tax Bill
$4,345
Median Cumberland County Tax Bill
$4,582
Median New Jersey Tax Bill
$8,638
Median United States Tax Bill
$2,400
Property Tax Bills Across Millville, Cumberland County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 08332 | $2,141 | $3,124 | $4,345 | $5,958 | $7,756 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 1 |
Links | |
|---|---|
| Cumberland Tax Assessor | |
| Website | taxrecords-nj.com |