Swedesboro, Gloucester County, New Jersey Property Taxes
Property Taxes in Swedesboro, New Jersey
Median Swedesboro, New Jersey effective property tax rate: 3.30%, significantly higher than the national median of 1.02%, and higher than the New Jersey state median of 2.88%.
Median Swedesboro, New Jersey home value: $305,800
Median annual Swedesboro, New Jersey tax bill: $8,269, $5,869 higher than the national median property tax bill of $2,400.
How are property taxes in Gloucester calculated?
Property taxes in Swedesboro, New Jersey are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Swedesboro's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Swedesboro, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Swedesboro, Gloucester County, New Jersey Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
3.3%
Estimate Property Tax Bill
$10,091
$9,365
How Does the Swedesboro Property Tax Calculator Work?
Use this Swedesboro property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Swedesboro's median effective tax rate of 3.30% — based on actual property records in Gloucester County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Swedesboro's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Swedesboro: rates range from 3.30% in 08085 to 3.30% in 08085, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Swedesboro.
About Swedesboro Property Taxes
About Property Taxes in Swedesboro, Gloucester, New Jersey
Swedesboro’s median effective property tax rate of 3.30% is higher than the New Jersey state median of 2.88% and higher than the national median of 1.02%. This rate reflects the Gloucester County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Swedesboro. Homeowners in the 08085 ZIP code carry a median effective rate of 3.30%, while those in the same ZIP also pay 3.30%. This reflects how school district boundaries and local assessment districts are drawn across Gloucester County. Understanding which part of Swedesboro you live in can make a meaningful difference to your annual tax bill.
Swedesboro homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Swedesboro, Gloucester County, New Jersey
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Swedesboro's effective property tax rate to other cities in New Jersey and the median property tax rates in New Jersey and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Swedesboro Tax Rate
3.30%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gloucester County Tax Rate
3.50%
Median Effective New Jersey Tax Rate
2.88%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Swedesboro, Gloucester County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 08085 | 1.27% | 1.41% | 3.30% | 3.30% | 4.21% |
Source: Ownwell
Property Tax Assessment Values Across Swedesboro, Gloucester County, New Jersey
When examining property taxes in Swedesboro, New Jersey, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Gloucester County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Gloucester County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of November.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Swedesboro is $305,800, with tax bills ranging significantly across the county. ZIP code 08085 has the highest median home price at $305,800.
Property Tax Assessment Values Across Swedesboro, Gloucester County, New Jersey
Source: Ownwell
$104,000
$229,550
$355,100
Median Swedesboro Market Value
$305,800
Median Gloucester County Market Value
$209,300
Median New Jersey Market Value
$288,200
Median United States Market Value
$235,294
Property Tax Assessment Values Across Swedesboro, Gloucester County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 08085 | $182,440 | $246,200 | $305,800 | $361,000 | $434,100 |
Source: Ownwell
Property Tax Bills Across Swedesboro, Gloucester County, New Jersey
Property tax bills in Swedesboro are based on the assessed value of a home and the local tax rate set by Gloucester County and other taxing authorities. When a property is reassessed, the bill can change if the assessed value rises or falls, even if the homeowner’s income stays the same. The median home price in the area is $305,800, and that value helps show why bills can vary widely from one home to another.
For many homeowners, the tax bill is a major part of the cost of owning a home. In Swedesboro, the 25th percentile tax bill is $4,992, while the 75th percentile tax bill is $10,960 and the 90th percentile tax bill is $13,017. The median tax bill in ZIP code 08085 is $8,269, which is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. That means homeowners in Swedesboro often face higher annual carrying costs, making an accurate assessment especially important.
Property Tax Bills Across Swedesboro, Gloucester County, New Jersey
Source: Ownwell
$3,009
$6,961
$10,912
Median Swedesboro Tax Bill
$8,269
Median Gloucester County Tax Bill
$7,097
Median New Jersey Tax Bill
$8,638
Median United States Tax Bill
$2,400
Property Tax Bills Across Swedesboro, Gloucester County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 08085 | $3,460 | $4,992 | $8,269 | $10,960 | $13,017 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 1 |
Links | |
|---|---|
| Gloucester Tax Assessor | |
| Website | www.gloucestercountynj.gov |