Port Reading, Middlesex County, New Jersey Property Taxes
Property Taxes in Port Reading, New Jersey
Median Port Reading, New Jersey effective property tax rate: 12.94%, significantly higher than the national median of 1.02%, and higher than the New Jersey state median of 2.88%.
Median Port Reading, New Jersey home value: $76,800
Median annual Port Reading, New Jersey tax bill: $9,785, $7,385 higher than the national median property tax bill of $2,400.
How are property taxes in Middlesex calculated?
Property taxes in Port Reading, New Jersey are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Port Reading's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Port Reading, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Port Reading, Middlesex County, New Jersey Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
12.94%
Estimate Property Tax Bill
$9,938
$9,222
How Does the Port Reading Property Tax Calculator Work?
Use this Port Reading property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Port Reading's median effective tax rate of 12.94% — based on actual property records in Middlesex County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Port Reading's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Port Reading: rates are 12.94% in 07064, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Port Reading.
About Port Reading Property Taxes
About Property Taxes in Port Reading, Middlesex, New Jersey
Port Reading’s median effective property tax rate of 12.94% is higher than the New Jersey state median of 2.88% and higher than the national median of 1.02%. This rate reflects the Middlesex County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Port Reading. Homeowners in the 07064 ZIP code carry a median effective rate of 12.94%, while those in the same ZIP code pay 12.94%. This spread reflects how school district boundaries and local assessment districts are drawn across Middlesex County. Understanding which part of Port Reading you live in can make a meaningful difference to your annual tax bill.
Port Reading homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Port Reading, Middlesex County, New Jersey
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Port Reading's effective property tax rate to other cities in New Jersey and the median property tax rates in New Jersey and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Port Reading Tax Rate
12.94%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Middlesex County Tax Rate
5.52%
Median Effective New Jersey Tax Rate
2.88%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Port Reading, Middlesex County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07064 | 12.58% | 12.93% | 12.93% | 12.94% | 12.94% |
Source: Ownwell
Property Tax Assessment Values Across Port Reading, Middlesex County, New Jersey
When examining property taxes in Port Reading, New Jersey, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Middlesex County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Middlesex County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Port Reading is $76,800, with a median tax bill of $9,785. Port Reading’s median tax bill is well above the national median property tax bill of $2,400, reflecting the higher local tax burden property owners face.
Property Tax Assessment Values Across Port Reading, Middlesex County, New Jersey
Source: Ownwell
$66,900
$316,000
$565,100
Median Port Reading Market Value
$76,800
Median Middlesex County Market Value
$167,900
Median New Jersey Market Value
$288,200
Median United States Market Value
$235,294
Property Tax Assessment Values Across Port Reading, Middlesex County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07064 | $59,400 | $66,725 | $76,800 | $88,300 | $98,790 |
Source: Ownwell
Property Tax Bills Across Port Reading, Middlesex County, New Jersey
Property tax bills in Port Reading are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is determined by local officials and can be influenced by factors such as location, lot size, home condition, and recent sales of similar homes. Because taxes are tied to value, a higher assessment usually means a higher bill.
In Port Reading, property tax bills are notably high compared with the national median property tax bill of $2,400. The median home price is $76,800, yet the median tax bill is $9,785 in ZIP code 07064. That means many homeowners pay far more than the national norm, with bills commonly ranging from $8,511 at the 25th percentile to $11,228 at the 75th percentile. For homeowners, this can significantly affect monthly housing costs and overall affordability.
Property Tax Bills Across Port Reading, Middlesex County, New Jersey
Source: Ownwell
$5,823
$9,221
$12,618
Median Port Reading Tax Bill
$9,785
Median Middlesex County Tax Bill
$8,723
Median New Jersey Tax Bill
$8,638
Median United States Tax Bill
$2,400
Property Tax Bills Across Port Reading, Middlesex County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07064 | $7,386 | $8,511 | $9,785 | $11,228 | $12,327 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 1 |
Links | |
|---|---|
| Middlesex Tax Assessor | |
| Website | www.taxdatahub.com |