Coeymans, Albany County, New York Property Taxes
Property Taxes in Coeymans, New York
Median Coeymans, New York effective property tax rate: 2.12%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Coeymans, New York home value: $175,926
Median annual Coeymans, New York tax bill: $3,435, $1,035 higher than the national median property tax bill of $2,400.
How are property taxes in Albany calculated?
Property taxes in Coeymans, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Coeymans's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Coeymans, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Coeymans, Albany County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.12%
Estimate Property Tax Bill
$3,730
$3,461
How Does the Coeymans Property Tax Calculator Work?
Use this Coeymans property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Coeymans's median effective tax rate of 2.12% — based on actual property records in Albany County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Coeymans's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Coeymans: rates range from 2.12% in 12045 to 2.12% in 12045, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Coeymans.
About Coeymans Property Taxes
About Property Taxes in Coeymans, Albany, New York
Coeymans has a median effective property tax rate of 2.12%, which is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Albany County base levy combined with local school district levies and special district levies that vary by subdivision throughout the town.
Property tax rates are not uniform across Coeymans. Homeowners in ZIP code 12045 carry a median effective rate of 2.12%, while those in the same ZIP also pay 2.12%. This reflects how school district boundaries and local assessment districts are drawn across Albany County. Understanding where your home is located in Coeymans can make a meaningful difference to your annual tax bill.
Coeymans homeowners who believe their assessed value is too high can file a formal appeal with the Assessment Review Commission before May 26, 2026.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Coeymans, Albany County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Coeymans's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Coeymans Tax Rate
2.12%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Albany County Tax Rate
2.16%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Coeymans, Albany County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12045 | 1.41% | 1.85% | 2.12% | 2.12% | 2.12% |
Source: Ownwell
Property Tax Assessment Values Across Coeymans, Albany County, New York
When examining property taxes in Coeymans, New York, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Albany County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Albany County are sent in the spring each year and typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Coeymans is $175,926, with tax bills ranging significantly across the county. ZIP code 12045 has the highest median home price at $175,926.
Property Tax Assessment Values Across Coeymans, Albany County, New York
Source: Ownwell
$130,000
$293,873
$457,746
Median Coeymans Market Value
$175,926
Median Albany County Market Value
$253,659
Median New York Market Value
$312,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Coeymans, Albany County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12045 | $115,555 | $143,210 | $175,926 | $220,370 | $302,469 |
Source: Ownwell
Property Tax Bills Across Coeymans, Albany County, New York
Property tax bills in Coeymans are based on the assessed value of a home and the local tax rate set by taxing authorities. For homeowners, the bill reflects how much the property is worth for tax purposes, not what it would sell for on the open market. Factors such as location, property characteristics, and local budgets can all influence the final amount.
In Coeymans, the median home price is $175,926, and the median property tax bill is $3,435. That is higher than the national median property tax bill of $2,400, showing that local homeowners often face a larger annual tax burden. Tax bills can vary widely, with the 25th percentile at $2,650 and the 75th percentile at $4,439. At the 90th percentile, bills reach $6,187, which can significantly affect household budgets and long-term housing costs.
Median Coeymans Tax Bill
$3,435
Median Albany County Tax Bill
$5,454
Median New York Tax Bill
$5,420
Median United States Tax Bill
$2,400
Property Tax Bills Across Coeymans, Albany County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12045 | $1,750 | $2,650 | $3,435 | $4,439 | $6,187 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Albany Assessment Review Commission | |
| Website | albany.sdgnys.com |