Freedom, Cattaraugus County, New York Property Taxes
Property Taxes in Freedom, New York
Median Freedom, New York effective property tax rate: 2.07%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Freedom, New York home value: $150,400
Median annual Freedom, New York tax bill: $2,880, $480 higher than the national median property tax bill of $2,400.
How are property taxes in Cattaraugus calculated?
Property taxes in Freedom, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Freedom's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Freedom, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Freedom, Cattaraugus County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.07%
Estimate Property Tax Bill
$3,113
$2,889
How Does the Freedom Property Tax Calculator Work?
Use this Freedom property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Freedom's median effective tax rate of 2.07% — based on actual property records in Cattaraugus County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Freedom's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Freedom: rates range from 2.07% in 14065 to 2.07% in 14065, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Freedom.
About Freedom Property Taxes
About Property Taxes in Freedom, Cattaraugus, New York
Freedom’s median effective property tax rate of 2.07% is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Cattaraugus County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Freedom. Homeowners in the 14065 ZIP code carry a median effective rate of 2.07%, while those in the same ZIP also pay 2.07%. This reflects how school district boundaries and local assessment districts are drawn across Cattaraugus County. Understanding where you live in Freedom can still help you better evaluate your annual tax bill.
Freedom homeowners who believe their assessed value is too high can file a formal appeal with the local Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Freedom, Cattaraugus County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Freedom's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Freedom Tax Rate
2.07%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cattaraugus County Tax Rate
2.09%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Freedom, Cattaraugus County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14065 | 1.34% | 1.84% | 2.07% | 2.17% | 2.26% |
Source: Ownwell
Property Tax Assessment Values Across Freedom, Cattaraugus County, New York
When examining property taxes in Freedom, New York, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cattaraugus County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Freedom is $150,400, with tax bills ranging significantly across the county. Zip code 14065 has the highest median home price at $150,400.
Property Tax Assessment Values Across Freedom, Cattaraugus County, New York
Source: Ownwell
$72,389
$220,195
$368,000
Median Freedom Market Value
$150,400
Median Cattaraugus County Market Value
$111,596
Median New York Market Value
$312,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Freedom, Cattaraugus County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14065 | $52,800 | $94,900 | $150,400 | $204,300 | $262,700 |
Source: Ownwell
Property Tax Bills Across Freedom, Cattaraugus County, New York
Property tax bills in Freedom are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, this means the bill depends on both how much the home is worth and how local taxing authorities set rates. With a median home price of $150,400, the typical tax burden reflects the value of the property and the needs of the county and other local services.
What a homeowner pays can vary widely. The 25th percentile tax bill is $1,755, while the 75th percentile is $4,151 and the 90th percentile is $5,279. The median tax bill is $2,880 in ZIP code 14065, which is above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. That means homeowners in Freedom may face bills that are higher than many U.S. households, making it especially important to understand how assessed value and local rates work together.
Median Freedom Tax Bill
$2,880
Median Cattaraugus County Tax Bill
$2,375
Median New York Tax Bill
$5,420
Median United States Tax Bill
$2,400
Property Tax Bills Across Freedom, Cattaraugus County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14065 | $817 | $1,755 | $2,880 | $4,151 | $5,279 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Cattaraugus Assessment Review Commission | |
| Website | maps.cattco.org |