Union Springs, Cayuga County, New York Property Taxes

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Property Taxes in Union Springs, New York

Median Union Springs, New York effective property tax rate: 1.81%, significantly higher than the national median of 1.02%, and lower than the New York state median of 1.90%.
Median Union Springs, New York home value: $191,700
Median annual Union Springs, New York tax bill: $3,536, higher than the national median property tax bill of $2,400.

How are property taxes in Cayuga calculated?

Property taxes in Union Springs, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Union Springs's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Union Springs, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Union Springs, Cayuga County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.81%

Estimate Property Tax Bill

$3,470

$3,220

How Does the Union Springs Property Tax Calculator Work?

Use this Union Springs property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Union Springs' median effective tax rate of 1.81% — based on actual property records in Cayuga County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Union Springs' median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Union Springs: rates range from 1.81% in 13160 to 1.81% in 13160, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Union Springs.

About Union Springs Property Taxes

About Property Taxes in Union Springs, Cayuga, New York

Union Springs’ median effective property tax rate of 1.81% is lower than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Cayuga County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.

Property tax rates are not uniform across Union Springs. Homeowners in the 13160 ZIP code carry a median effective rate of 1.81%, while those in the same ZIP code also pay 1.81%. This reflects how school district boundaries and local assessment districts are drawn across Cayuga County. Understanding which part of Union Springs you live in can make a meaningful difference to your annual tax bill.

Union Springs homeowners who believe their assessed value is too high can file a formal appeal with the Assessment Review Commission before the May 26, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Union Springs, Cayuga County, New York

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Union Springs's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.

Property Tax Rates Across Union Springs, Cayuga County, New York

Source: Ownwell

1.00%

1.62%

2.24%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Union Springs Tax Rate

1.81%

Median Effective Cayuga County Tax Rate

1.94%

Median Effective New York Tax Rate

1.90%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Union Springs, Cayuga County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
13160	1.36%	1.59%	1.81%	2.01%	2.30%

Source: Ownwell

Property Tax Assessment Values Across Union Springs, Cayuga County, New York

When examining property taxes in Union Springs, New York, understanding the distinction between market value and assessed value is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cayuga County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices in Cayuga County are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.

For example, the median home price in Union Springs is $191,700, with a median tax bill of $3,536. Tax bills range from $2,658 at the 25th percentile to $7,459 at the 90th percentile, and ZIP code 13160 has the highest median home price at $191,700.

Property Tax Assessment Values Across Union Springs, Cayuga County, New York

Source: Ownwell

$119,149

$322,190

$525,231

Median Union Springs Market Value

$191,700

Median Cayuga County Market Value

$168,636

Median New York Market Value

$312,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Union Springs, Cayuga County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
13160	$111,050	$145,700	$191,700	$283,500	$473,550

Source: Ownwell

Property Tax Bills Across Union Springs, Cayuga County, New York

Property tax bills in Union Springs are based on the assessed value of a home and the local tax rate set by the taxing authorities in Cayuga County. The bill is calculated by applying that rate to the home’s assessed value, so changes in assessment can directly affect what a homeowner owes. Because property taxes are tied to local budgets, they help fund services such as schools, roads, and other community needs.

For homeowners, this means a higher assessed value can lead to a larger tax bill, while a lower assessment may reduce it. In Union Springs, the median home price is $191,700, and the median property tax bill is $3,536, which is above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Bills can vary widely, with the 25th percentile at $2,658 and the 75th percentile at $5,070, showing how much location and assessment can influence what residents pay.

Property Tax Bills Across Union Springs, Cayuga County, New York

Source: Ownwell

$1,465

$4,422

$7,379

Median Union Springs Tax Bill

$3,536

Median Cayuga County Tax Bill

$3,048

Median New York Tax Bill

$5,420

Median United States Tax Bill

$2,400

Property Tax Bills Across Union Springs, Cayuga County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
13160	$1,921	$2,658	$3,536	$5,070	$7,459

Source: Ownwell

Don't miss the deadline to file a grievance!

Dates
Appeal Deadline	May 26

Links
Cayuga Assessment Review Commission
Website	ccgis.cayugacounty.us

Frequently Asked Property Tax Questions in Union Springs, New York

How are property taxes calculated in Union Springs, New York?

Property taxes in Union Springs, New York are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Union Springs, New York?

To appeal your property taxes in Union Springs, New York, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Union Springs, New York?

Common property tax exemptions in Union Springs, New York include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Union Springs, New York?

Property tax deadlines in Union Springs, New York vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Union Springs, New York?

Ownwell provides professional property tax appeal services in Union Springs, New York. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.