Chemung, Chemung County, New York Property Taxes

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Property Taxes in Chemung, New York

Median Chemung, New York effective property tax rate: 1.94%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Chemung, New York home value: $118,800
Median annual Chemung, New York tax bill: $2,255, $145 lower than the national median property tax bill of $2,400.

How are property taxes in Chemung calculated?

Property taxes in Chemung, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Chemung's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Chemung, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Chemung, Chemung County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.94%

Estimate Property Tax Bill

$2,305

$2,139

How Does the Chemung Property Tax Calculator Work?

Use this Chemung property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Chemung's median effective tax rate of 1.94% — based on actual property records in Chemung County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Chemung's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Chemung: rates are the same across ZIP code 14825, where the median property tax bill is $2,255. Chemung's property tax rate is higher than the New York state median tax rate of 1.90%, while the median tax bill is lower than the state median by $145.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Chemung.

About Chemung Property Taxes

About Property Taxes in Chemung, Chemung, New York

Chemung’s median effective property tax rate of 1.94% is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Chemung County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.

Property tax rates are not uniform across Chemung. Homeowners in the 14825 ZIP code carry a median effective rate of 1.94%, while those in the lowest ZIP also pay 1.94%. This spread reflects how school district boundaries and local assessment districts are drawn across Chemung County. Understanding which part of Chemung you live in can make a meaningful difference to your annual tax bill.

Chemung homeowners who believe their assessed value is too high can file a formal appeal with the Assessment Review Commission before the May 26, 2026 deadline each year.

If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Chemung, Chemung County, New York

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Chemung's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.

Property Tax Rates Across Chemung, Chemung County, New York

Source: Ownwell

1.78%

2.98%

4.18%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Chemung Tax Rate

1.94%

Median Effective Chemung County Tax Rate

2.57%

Median Effective New York Tax Rate

1.90%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Chemung, Chemung County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
14825	1.20%	1.67%	1.94%	2.04%	2.95%

Source: Ownwell

Property Tax Assessment Values Across Chemung, Chemung County, New York

When examining property taxes in Chemung, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Chemung County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Chemung County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the spring.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Chemung.

For example, the median home price in Chemung is $118,800, with tax bills ranging significantly across the county. 14825 has the highest median home price at $118,800.

Property Tax Assessment Values Across Chemung, Chemung County, New York

Source: Ownwell

$75,100

$132,350

$189,600

Median Chemung Market Value

$118,800

Median Chemung County Market Value

$119,700

Median New York Market Value

$312,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Chemung, Chemung County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
14825	$47,560	$81,300	$118,800	$168,800	$244,000

Source: Ownwell

Property Tax Bills Across Chemung, Chemung County, New York

Property tax bills in Chemung are based on the assessed value of a home rather than its market price, and the local tax rate is applied to that assessed value to determine the bill. For homeowners, the size of the bill depends on how the property is valued, the tax rate set by local governments, and any exemptions that may reduce the amount owed.

With a median home price of $118,800, the typical property tax bill in Chemung is $2,255, which is slightly below the national median property tax bill of $2,400. Bills can vary widely across homeowners, with the 25th percentile at $1,416 and the 75th percentile at $3,281. Higher-value or more heavily taxed homes can see bills reach $4,915 at the 90th percentile.

For homeowners, this means property taxes can be a major ongoing housing cost, and even small changes in assessed value or tax rates can affect what is owed each year.

Property Tax Bills Across Chemung, Chemung County, New York

Source: Ownwell

$2,255

$3,604

$4,952

Median Chemung Tax Bill

$2,255

Median Chemung County Tax Bill

$3,358

Median New York Tax Bill

$5,420

Median United States Tax Bill

$2,400

Property Tax Bills Across Chemung, Chemung County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
14825	$850	$1,416	$2,255	$3,281	$4,915

Source: Ownwell

Don't miss the deadline to file a grievance!

Dates
Appeal Deadline	May 26

Links
Chemung Assessment Review Commission
Website	www.arcgis.com

Frequently Asked Property Tax Questions in Chemung, New York

How are property taxes calculated in Chemung, New York?

Property taxes in Chemung, New York are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Chemung, New York?

To appeal your property taxes in Chemung, New York, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Chemung, New York?

Common property tax exemptions in Chemung, New York include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Chemung, New York?

Property tax deadlines in Chemung, New York vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Chemung, New York?

Ownwell provides professional property tax appeal services in Chemung, New York. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.