Keene, Essex County, New York Property Taxes
Property Taxes in Keene, New York
Median Keene, New York effective property tax rate: 1.39%, significantly lower than the national median of 1.02%, and lower than the New York state median of 1.90%.
Median Keene, New York home value: $398,600
Median annual Keene, New York tax bill: $5,455, $3,055 higher than the national median property tax bill of $2,400.
How are property taxes in Essex calculated?
Property taxes in Keene, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Keene's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Keene, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Keene, Essex County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.39%
Estimate Property Tax Bill
$5,541
$5,141
How Does the Keene Property Tax Calculator Work?
Use this Keene property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Keene's median effective tax rate of 1.39% — based on actual property records in Essex County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Keene's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Keene: rates range from 1.39% in 12942 to 1.39% in 12942, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Keene.
About Keene Property Taxes
About Property Taxes in Keene, Essex, New York
Keene’s median effective property tax rate of 1.39% is lower than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Essex County base levy combined with local school district levies and special district levies that vary by subdivision throughout the town.
Property tax rates are not uniform across Keene. Homeowners in the 12942 ZIP code carry a median effective rate of 1.39%, while those in the same ZIP code pay 1.39%. This spread — 0 percentage points across the same town — reflects how school district boundaries and local assessment districts are drawn across Essex County. Understanding which part of Keene you live in can make a meaningful difference to your annual tax bill.
Keene homeowners who believe their assessed value is too high can file a formal appeal with the Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Keene, Essex County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Keene's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Keene Tax Rate
1.39%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Essex County Tax Rate
1.46%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Keene, Essex County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12942 | 1.25% | 1.38% | 1.39% | 1.39% | 1.47% |
Source: Ownwell
Property Tax Assessment Values Across Keene, Essex County, New York
When examining property taxes in Keene, New York, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Essex County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Essex County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Keene.
For example, the median home price in Keene is $398,600, with tax bills ranging significantly across the county. 12942 has the highest median home price at $398,600.
Property Tax Assessment Values Across Keene, Essex County, New York
Source: Ownwell
$43,691
$306,846
$570,000
Median Keene Market Value
$398,600
Median Essex County Market Value
$196,900
Median New York Market Value
$312,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Keene, Essex County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12942 | $161,770 | $263,675 | $398,600 | $613,450 | $851,560 |
Source: Ownwell
Property Tax Bills Across Keene, Essex County, New York
Property tax bills in Keene are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property is reassessed, the tax bill can change if the assessed market value rises or falls. Homeowners in Essex County should also expect local budgets, school funding, and other municipal needs to influence the final amount they owe.
With a median home price of $398,600, property taxes can be a major part of the cost of owning a home in Keene. The median tax bill in the area is $5,455, which is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Bills can vary widely, with the 25th percentile at $3,575 and the 75th percentile at $8,496. For some homeowners, that means a higher monthly housing burden and a stronger need to review their assessed value carefully.
Median Keene Tax Bill
$5,455
Median Essex County Tax Bill
$3,045
Median New York Tax Bill
$5,420
Median United States Tax Bill
$2,400
Property Tax Bills Across Keene, Essex County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12942 | $2,197 | $3,575 | $5,455 | $8,496 | $12,253 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Essex Assessment Review Commission | |
| Website | essexcounty.prosgar.com |