Owls Head, Franklin County, New York Property Taxes

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Property Taxes in Owls Head, New York

Median Owls Head, New York effective property tax rate: 2.10%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Owls Head, New York home value: $105,658
Median annual Owls Head, New York tax bill: $2,012, lower than the national median property tax bill of $2,400.

How are property taxes in Franklin calculated?

Property taxes in Owls Head, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Owls Head's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Owls Head, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Owls Head, Franklin County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.1%

Estimate Property Tax Bill

$2,219

$2,059

How Does the Owls Head Property Tax Calculator Work?

Use this Owls Head property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Owls Head's median effective tax rate of 2.10% — based on actual property records in Franklin County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Owls Head's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Owls Head: rates range from 2.10% in 12969 to 2.10% in 12969, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Owls Head.

About Owls Head Property Taxes

About Property Taxes in Owls Head, Franklin, New York

Owls Head’s median effective property tax rate of 2.10% is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Franklin County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.

Property tax rates are not uniform across Owls Head. Homeowners in the 12969 ZIP code carry a median effective rate of 2.10%, while those in the lowest ZIP code also pay 2.10%. This spread reflects how school district boundaries and local assessment districts are drawn across Franklin County. Understanding which part of Owls Head you live in can make a meaningful difference to your annual tax bill.

Owls Head homeowners who believe their assessed value is too high can file a formal appeal with the local Assessment Review Commission before the May 26, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Owls Head, Franklin County, New York

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Owls Head's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.

Property Tax Rates Across Owls Head, Franklin County, New York

Source: Ownwell

1.19%

1.82%

2.45%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Owls Head Tax Rate

2.10%

Median Effective Franklin County Tax Rate

1.90%

Median Effective New York Tax Rate

1.90%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Owls Head, Franklin County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
12969	1.60%	1.84%	2.10%	2.10%	3.18%

Source: Ownwell

Property Tax Assessment Values Across Owls Head, Franklin County, New York

When examining property taxes in Owls Head, New York, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Franklin County tax assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Franklin County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Owls Head.

For example, the median home price in Owls Head is $105,658, with tax bills ranging significantly across the county. 12969 has the highest median home price at $105,658.

Property Tax Assessment Values Across Owls Head, Franklin County, New York

Source: Ownwell

$50,985

$188,993

$327,000

Median Owls Head Market Value

$105,658

Median Franklin County Market Value

$128,525

Median New York Market Value

$312,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Owls Head, Franklin County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
12969	$30,816	$51,447	$105,658	$216,447	$307,447

Source: Ownwell

Property Tax Bills Across Owls Head, Franklin County, New York

Property tax bills in Owls Head are based on the assessed value of a home and the local tax rate set by Franklin County and other taxing authorities. When the assessed value rises, the tax bill can increase even if the homeowner has not made major changes to the property. For a home with a median home price of $105,658, the tax bill reflects how local assessments compare with market value and how much of that value is taxable.

Homeowners in Owls Head may see widely different bills depending on their property’s assessment and any exemptions they qualify for. The 25th percentile tax bill is $1,033, while the 75th percentile is $4,628 and the 90th percentile reaches $6,780. The median tax bill is $2,012, which is below the national median property tax bill of $2,400. That means many homeowners here pay less than the national median, but higher-assessed properties can still face a substantial annual tax burden.

Property Tax Bills Across Owls Head, Franklin County, New York

Source: Ownwell

$1,047

$2,684

$4,320

Median Owls Head Tax Bill

$2,012

Median Franklin County Tax Bill

$2,503

Median New York Tax Bill

$5,420

Median United States Tax Bill

$2,400

Property Tax Bills Across Owls Head, Franklin County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
12969	$541	$1,033	$2,012	$4,628	$6,780

Source: Ownwell

Don't miss the deadline to file a grievance!

Dates
Appeal Deadline	May 26

Links
Franklin Assessment Review Commission
Website	maps.dancgis.org

Frequently Asked Property Tax Questions in Owls Head, New York

How are property taxes calculated in Owls Head, New York?

Property taxes in Owls Head, New York are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Owls Head, New York?

To appeal your property taxes in Owls Head, New York, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Owls Head, New York?

Common property tax exemptions in Owls Head, New York include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Owls Head, New York?

Property tax deadlines in Owls Head, New York vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Owls Head, New York?

Ownwell provides professional property tax appeal services in Owls Head, New York. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.