Patterson, Putnam County, New York Property Taxes
Property Taxes in Patterson, New York
Median Patterson, New York effective property tax rate: 3.31%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Patterson, New York home value: $338,250
Median annual Patterson, New York tax bill: $10,852, $8,452 higher than the national median property tax bill of $2,400.
How are property taxes in Putnam calculated?
Property taxes in Patterson, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Patterson's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Patterson, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Patterson, Putnam County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
3.31%
Estimate Property Tax Bill
$11,196
$10,390
How Does the Patterson Property Tax Calculator Work?
Use this Patterson property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Patterson's median effective tax rate of 3.31% — based on actual property records in Putnam County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Patterson's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Patterson: rates range from 3.31% in 12563 to 3.31% in 12563, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Patterson.
About Patterson Property Taxes
About Property Taxes in Patterson, Putnam, New York
Patterson’s median effective property tax rate of 3.31% is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Putnam County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Patterson. Homeowners in the 12563 ZIP code carry a median effective rate of 3.31%, while those in the lowest ZIP code pay 3.31%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Putnam County. Understanding which part of Patterson you live in can make a meaningful difference to your annual tax bill.
Patterson homeowners who believe their assessed value is too high can file a formal appeal with the local Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Patterson, Putnam County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Patterson's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Patterson Tax Rate
3.31%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Putnam County Tax Rate
2.86%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Patterson, Putnam County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12563 | 2.94% | 2.99% | 3.31% | 3.41% | 3.48% |
Source: Ownwell
Property Tax Assessment Values Across Patterson, Putnam County, New York
When examining property taxes in Patterson, New York, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Putnam County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Putnam County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Patterson.
For example, the median home price in Patterson is $338,250, with tax bills ranging significantly across the county. 12563 has the highest median home price at $338,250.
Property Tax Assessment Values Across Patterson, Putnam County, New York
Source: Ownwell
$225,291
$503,049
$780,806
Median Patterson Market Value
$338,250
Median Putnam County Market Value
$430,100
Median New York Market Value
$312,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Patterson, Putnam County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12563 | $140,470 | $258,000 | $338,250 | $460,000 | $592,620 |
Source: Ownwell
Property Tax Bills Across Patterson, Putnam County, New York
How are property tax bills calculated in Patterson?
Property tax bills in Patterson are based on the assessed value of a home and the local tax rate set by taxing authorities. The assessed value is meant to reflect the market value of the property, and that value is multiplied by the tax rate to determine the bill. Factors such as the home’s characteristics, location, and any applicable exemptions can all affect the final amount homeowners owe.
What do homeowners pay in Patterson?
The median home price in Patterson is $338,250, and property tax bills are substantial compared with the national median property tax bill of $2,400. The 25th percentile tax bill is $8,471, while the 75th percentile is $14,208. At the 90th percentile, bills reach $17,847. In zip code 12563, the median tax bill is $10,852.
How does this affect homeowners?
Higher assessed values and tax rates can lead to larger annual bills, making property taxes a major housing cost for many homeowners in Patterson.
Median Patterson Tax Bill
$10,852
Median Putnam County Tax Bill
$12,265
Median New York Tax Bill
$5,420
Median United States Tax Bill
$2,400
Property Tax Bills Across Patterson, Putnam County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12563 | $5,138 | $8,471 | $10,852 | $14,208 | $17,847 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Putnam Assessment Review Commission | |
| Website | putnam.sdgnys.com |