Hammond, St. Lawrence County, New York Property Taxes

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Property Taxes in Hammond, New York

Median Hammond, New York effective property tax rate: 2.08%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Hammond, New York home value: $113,659
Median annual Hammond, New York tax bill: $2,485, $85 higher than the national median property tax bill of $2,400.

How are property taxes in St. Lawrence calculated?

Property taxes in Hammond, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Hammond's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hammond, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Hammond, St. Lawrence County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.08%

Estimate Property Tax Bill

$2,364

$2,194

How Does the Hammond Property Tax Calculator Work?

Use this Hammond property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Hammond's median effective tax rate of 2.08% — based on actual property records in St. Lawrence County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Hammond's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Hammond's tax rate is higher than the New York median tax rate of 1.90%, and the median property tax bill is $2,485, which is $85 higher than the state median bill. Your bill may vary by ZIP code within Hammond, though the available ZIP code rate shown here is 13646.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Hammond.

About Hammond Property Taxes

About Property Taxes in Hammond, St. Lawrence, New York

Hammond's median effective property tax rate of 2.08% is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the St. Lawrence County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.

Property tax rates are not uniform across Hammond. Homeowners in the 13646 ZIP code carry a median effective rate of 2.08%, while those in the same ZIP also pay 2.08%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across St. Lawrence County. Understanding which part of Hammond you live in can make a meaningful difference to your annual tax bill.

Hammond homeowners who believe their assessed value is too high can file a formal appeal with the Assessment Review Commission before the May 26, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Hammond, St. Lawrence County, New York

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Hammond's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.

Property Tax Rates Across Hammond, St. Lawrence County, New York

Source: Ownwell

1.65%

2.88%

4.10%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Hammond Tax Rate

2.08%

Median Effective St. Lawrence County Tax Rate

2.60%

Median Effective New York Tax Rate

1.90%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Hammond, St. Lawrence County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
13646	1.70%	2.08%	2.08%	2.38%	2.60%

Source: Ownwell

Property Tax Assessment Values Across Hammond, St. Lawrence County, New York

When examining property taxes in Hammond, New York, understanding the distinction between market value and assessed value is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Lawrence County tax assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the season. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.

For example, the median home price in Hammond is $113,659, with a median tax bill of $2,485. Tax bills range significantly across the county, and 13646 has the highest median home price at $113,659.

Property Tax Assessment Values Across Hammond, St. Lawrence County, New York

Source: Ownwell

$46,429

$135,072

$223,714

Median Hammond Market Value

$113,659

Median St. Lawrence County Market Value

$98,750

Median New York Market Value

$312,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Hammond, St. Lawrence County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
13646	$36,707	$68,415	$113,659	$194,805	$305,195

Source: Ownwell

Property Tax Bills Across Hammond, St. Lawrence County, New York

Hammond property tax bills are calculated by applying the local tax rate to the assessed value of a home, which is based on the market value of the property. The amount a homeowner pays depends on the home’s assessed value, the taxing jurisdictions that apply, and any exemptions that may reduce the bill.

With a median home price of $113,659, the typical tax burden in Hammond is shaped by local assessments and school, county, and municipal levies. The median tax bill is $2,485, which is above the national median property tax bill of $2,400 and reflects how local rates can push taxes higher even when home values are moderate.

For homeowners, this means property taxes can take a meaningful share of housing costs. Bills in Hammond vary widely, with the 25th percentile at $1,445 and the 75th percentile at $4,120, showing how differences in assessment and location can affect what each household owes.

Property Tax Bills Across Hammond, St. Lawrence County, New York

Source: Ownwell

$1,065

$2,906

$4,747

Median Hammond Tax Bill

$2,485

Median St. Lawrence County Tax Bill

$2,675

Median New York Tax Bill

$5,420

Median United States Tax Bill

$2,400

Property Tax Bills Across Hammond, St. Lawrence County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
13646	$728	$1,445	$2,485	$4,120	$6,645

Source: Ownwell

Don't miss the deadline to file a grievance!

Dates
Appeal Deadline	May 26

Links
St. Lawrence Assessment Review Commission
Website	beacon.schneidercorp.com

Frequently Asked Property Tax Questions in Hammond, New York

How are property taxes calculated in Hammond, New York?

Property taxes in Hammond, New York are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Hammond, New York?

To appeal your property taxes in Hammond, New York, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Hammond, New York?

Common property tax exemptions in Hammond, New York include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Hammond, New York?

Property tax deadlines in Hammond, New York vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Hammond, New York?

Ownwell provides professional property tax appeal services in Hammond, New York. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.