Kingston, Ulster County, New York Property Taxes

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Property Taxes in Kingston, New York

Median Kingston, New York effective property tax rate: 2.63%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Kingston, New York home value: $279,327
Median annual Kingston, New York tax bill: $6,994, $4,594 higher than the national median property tax bill of $2,400.

How are property taxes in Ulster County calculated?

Property taxes in Kingston, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Kingston's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Kingston, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Kingston, Ulster County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.63%

Estimate Property Tax Bill

$7,346

$6,817

How Does the Kingston Property Tax Calculator Work?

Use this Kingston property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Kingston's median effective tax rate of 2.63% — based on actual property records in Ulster County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Kingston's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Kingston's median effective tax rate is higher than New York's 1.90% median rate and the median property tax bill is $6,994, which is $4,594 higher than the state median bill and well above the $2,400 national median property tax bill. Your bill may vary by ZIP code within Kingston, but in this dataset, both the highest and lowest median tax bill are $6,994 in 12401.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Kingston.

About Kingston Property Taxes

About Property Taxes in Kingston, Ulster, New York

Kingston’s median effective property tax rate of 2.63% is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Ulster County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.

Property tax rates are not uniform across Kingston. Homeowners in the 12401 ZIP code carry a median effective rate of 2.63%, while those in the lowest ZIP code pay 2.63%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Ulster County. Understanding which part of Kingston you live in can make a meaningful difference to your annual tax bill.

Kingston homeowners who believe their assessed value is too high can file a formal appeal with the Assessment Review Commission before the May 26, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Kingston, Ulster County, New York

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Kingston's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.

Property Tax Rates Across Kingston, Ulster County, New York

Source: Ownwell

1.28%

2.10%

2.91%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Kingston Tax Rate

2.63%

Median Effective Ulster County Tax Rate

2.10%

Median Effective New York Tax Rate

1.90%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Kingston, Ulster County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
12401	1.84%	2.09%	2.63%	3.04%	3.04%

Source: Ownwell

Property Tax Assessment Values Across Kingston, Ulster County, New York

When examining property taxes in Kingston, New York, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Ulster County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Ulster County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Kingston.

For example, the median home price in Kingston is $279,327, with tax bills ranging significantly across the county. 12401 has the highest median home price at $279,327.

Property Tax Assessment Values Across Kingston, Ulster County, New York

Source: Ownwell

$103,529

$405,528

$707,527

Median Kingston Market Value

$279,327

Median Ulster County Market Value

$333,333

Median New York Market Value

$312,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Kingston, Ulster County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
12401	$177,193	$222,807	$279,327	$373,684	$525,446

Source: Ownwell

Property Tax Bills Across Kingston, Ulster County, New York

Kingston property tax bills are calculated by applying local tax rates to a home’s assessed value, which is based on the market value of the property. The final bill depends on the assessment, the tax rate set by local governments, and any exemptions a homeowner may qualify for. Because these factors can change, two homes with similar market values may still receive different tax bills.

For homeowners in Kingston, property taxes can be a major part of housing costs. The median home price is $279,327, and the median tax bill in the area is $6,994. That is well above the national median property tax bill of $2,400 and reflects a heavier local tax burden. Tax bills in the area also vary widely, with the 25th percentile at $5,308 and the 75th percentile at $9,557, while the 90th percentile reaches $13,228.

Property Tax Bills Across Kingston, Ulster County, New York

Source: Ownwell

$1,460

$7,133

$12,806

Median Kingston Tax Bill

$6,994

Median Ulster County Tax Bill

$6,976

Median New York Tax Bill

$5,420

Median United States Tax Bill

$2,400

Property Tax Bills Across Kingston, Ulster County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
12401	$3,980	$5,308	$6,994	$9,557	$13,228

Source: Ownwell

Don't miss the deadline to file a grievance!

Dates
Appeal Deadline	May 26

Links
Ulster Assessment Review Commission
Website	beacon.schneidercorp.com

Frequently Asked Property Tax Questions in Kingston, New York

How are property taxes calculated in Kingston, New York?

Property taxes in Kingston, New York are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Kingston, New York?

To appeal your property taxes in Kingston, New York, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Kingston, New York?

Common property tax exemptions in Kingston, New York include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Kingston, New York?

Property tax deadlines in Kingston, New York vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Kingston, New York?

Ownwell provides professional property tax appeal services in Kingston, New York. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.