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Montrose, Westchester County, New York Property Taxes

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Property Taxes in Montrose, New York

  • Median Montrose, New York effective property tax rate: 0.40%, significantly lower than the national median of 1.02%, and lower than the New York state median of 1.90%.

  • Median Montrose, New York home value: $466,102

  • Median annual Montrose, New York tax bill: $1,846, $554 lower than the national median property tax bill of $2,400.

How are property taxes in Westchester calculated?

Property taxes in Montrose, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Montrose's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Montrose, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Montrose, Westchester County, New York Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.4%

Estimate Property Tax Bill

$1,864

$1,730

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Montrose Property Tax Calculator Work?

Use this Montrose property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Montrose's median effective tax rate of 0.40% — based on actual property records in Westchester County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Montrose's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Montrose: rates range from 0.40% in 10548 to 0.40% in 10548, primarily due to differences in school district levies and local assessment districts.

If your estimate is higher than expected, Ownwell can appeal your Montrose assessment — you only pay if we save you money.

About Montrose Property Taxes

About Property Taxes in Montrose, Westchester, New York

Montrose’s median effective property tax rate of 0.40% is lower than the New York state median of 1.90% and lower than the national median of 1.02%. This rate reflects the Westchester County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.

Property tax rates are not uniform across Montrose. Homeowners in the 10548 ZIP code carry a median effective rate of 0.40%, while those in the same ZIP also pay $1,846 in median property taxes. This reflects how school district boundaries and local assessment districts are drawn across Westchester County. Understanding which part of Montrose you live in can make a meaningful difference to your annual tax bill.

Montrose homeowners who believe their assessed value is too high can file a formal appeal with the local Assessment Review Commission before the deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Montrose, Westchester County, New York

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Montrose's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.

Property Tax Rates Across Montrose, Westchester County, New York

Source: Ownwell

0.13%

6.57%

13.01%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Montrose Tax Rate

0.40%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Westchester County Tax Rate

1.65%

Median Effective New York Tax Rate

1.90%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Montrose, Westchester County, New York

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
105480.37%0.39%0.40%0.40%0.40%

Source: Ownwell

Property Tax Assessment Values Across Montrose, Westchester County, New York

When examining property taxes in Montrose, New York, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Westchester County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Westchester County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the season.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Montrose.

For example, the median home price in Montrose is $466,102, with tax bills ranging significantly across the county. Zip code 10548 has the highest median home price at $466,102.

Property Tax Assessment Values Across Montrose, Westchester County, New York

Source: Ownwell

$151,450

$988,424

$1,825,397

Median Montrose Market Value

$466,102

Median Westchester County Market Value

$638,095

Median New York Market Value

$312,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Montrose, Westchester County, New York

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
10548$170,000$245,487$466,102$586,123$723,602

Source: Ownwell

Property Tax Bills Across Montrose, Westchester County, New York

Property tax bills in Montrose are based on the assessed value of a home and the local tax rate set by Westchester County and other taxing authorities. When a home’s market value rises, the assessed value can increase too, which may lead to a higher tax bill. For a home with a median price of $466,102, the tax burden can vary widely, with bills often falling between $962 and $2,344, and reaching $2,858 at the 90th percentile.

How does this affect homeowners? Higher property taxes can raise monthly housing costs and reduce affordability, especially when assessments outpace actual market conditions. Compared with the national median property tax rate of 1.02% and national median bill of $2,400, Montrose homeowners may see bills that are competitive but still worth reviewing carefully.

Ownwell helps homeowners save by reviewing assessments, identifying opportunities for property tax appeals, and pursuing exemptions that may lower the amount owed.

Property Tax Bills Across Montrose, Westchester County, New York

Source: Ownwell

$1,436

$18,351

$35,265

Median Montrose Tax Bill

$1,846

Median Westchester County Tax Bill

$9,223

Median New York Tax Bill

$5,420

Median United States Tax Bill

$2,400

Property Tax Bills Across Montrose, Westchester County, New York

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
10548$618$962$1,846$2,344$2,858

Source: Ownwell

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Frequently Asked Property Tax Questions in Montrose, New York

How are property taxes calculated in Montrose, New York?
Property taxes in Montrose, New York are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Montrose, New York?
To appeal your property taxes in Montrose, New York, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Montrose, New York?
Common property tax exemptions in Montrose, New York include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Montrose, New York?
Property tax deadlines in Montrose, New York vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Montrose, New York?
Ownwell provides professional property tax appeal services in Montrose, New York. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.