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Ossining, Westchester County, New York Property Taxes

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Property Taxes in Ossining, New York

  • Median Ossining, New York effective property tax rate: 0.32%, significantly lower than the national median of 1.02%, and lower than the New York state median of 1.90%.

  • Median Ossining, New York home value: $510,000

  • Median annual Ossining, New York tax bill: $1,599, $801 lower than the national median property tax bill of $2,400.

How are property taxes in Westchester calculated?

Property taxes in Ossining, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Ossining's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ossining, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Ossining, Westchester County, New York Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.32%

Estimate Property Tax Bill

$1,632

$1,514

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Ossining Property Tax Calculator Work?

Use this Ossining property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Ossining's median effective tax rate of 0.32% — based on actual property records in Westchester County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Ossining's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Ossining: rates range from 0.32% in 10562 to 0.32% in 10562, primarily due to differences in school district levies and local assessment districts.

If your estimate is higher than expected, Ownwell can appeal your Ossining assessment — you only pay if we save you money.

About Ossining Property Taxes

About Property Taxes in Ossining, Westchester, New York

Ossining’s median effective property tax rate of 0.32% is lower than the New York state median of 1.90% and lower than the national median of 1.02%. This rate reflects the Westchester County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.

Property tax rates are not uniform across Ossining. Homeowners in the 10562 ZIP code carry a median effective rate of 0.32%, while those in the same ZIP code pay 0.32%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Westchester County. Understanding which part of Ossining you live in can make a meaningful difference to your annual tax bill.

Ossining homeowners who believe their assessed value is too high can file a formal appeal with the local Assessment Review Commission before the deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Ossining, Westchester County, New York

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Ossining's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.

Property Tax Rates Across Ossining, Westchester County, New York

Source: Ownwell

0.13%

6.57%

13.01%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Ossining Tax Rate

0.32%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Westchester County Tax Rate

1.65%

Median Effective New York Tax Rate

1.90%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Ossining, Westchester County, New York

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
105620.30%0.32%0.32%0.32%0.32%

Source: Ownwell

Property Tax Assessment Values Across Ossining, Westchester County, New York

When examining property taxes in Ossining, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Westchester County tax assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.

For example, the median home price in Ossining is $510,000, with a median tax bill of $1,599. That is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. The highest median home price is in 10562 at $510,000.

Property Tax Assessment Values Across Ossining, Westchester County, New York

Source: Ownwell

$151,450

$988,424

$1,825,397

Median Ossining Market Value

$510,000

Median Westchester County Market Value

$638,095

Median New York Market Value

$312,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Ossining, Westchester County, New York

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
10562$219,400$384,700$510,000$624,400$781,600

Source: Ownwell

Property Tax Bills Across Ossining, Westchester County, New York

How are property tax bills calculated in Ossining?

Property tax bills in Ossining are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value, and the final bill can also reflect exemptions and other local factors. With a median home price of $510,000, homeowners in Ossining can see very different bills depending on how their property is assessed and whether they qualify for savings.

What affects the bill and how does it impact homeowners?

The typical property tax bill in Ossining ranges from $1,096 at the 25th percentile to $1,977 at the 75th percentile, with the 90th percentile reaching $2,507. The median tax bill in ZIP code 10562 is $1,599, which is below the national median property tax bill of $2,400. Higher assessments can mean higher annual costs, making it important for homeowners to review their bill carefully.

How can Ownwell help?

Ownwell helps homeowners identify opportunities to lower their property tax bills through appeals and exemptions, which can reduce overassessment and uncover savings.

Property Tax Bills Across Ossining, Westchester County, New York

Source: Ownwell

$1,436

$18,351

$35,265

Median Ossining Tax Bill

$1,599

Median Westchester County Tax Bill

$9,223

Median New York Tax Bill

$5,420

Median United States Tax Bill

$2,400

Property Tax Bills Across Ossining, Westchester County, New York

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
10562$685$1,096$1,599$1,977$2,507

Source: Ownwell

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Frequently Asked Property Tax Questions in Ossining, New York

How are property taxes calculated in Ossining, New York?
Property taxes in Ossining, New York are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Ossining, New York?
To appeal your property taxes in Ossining, New York, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Ossining, New York?
Common property tax exemptions in Ossining, New York include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Ossining, New York?
Property tax deadlines in Ossining, New York vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Ossining, New York?
Ownwell provides professional property tax appeal services in Ossining, New York. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.