Charlotte, Avery County, North Carolina Property Taxes

Name: Property Tax Bills Across Charlotte, Avery County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Charlotte, NC effective property tax rate: 0.40%, significantly lower than the national median of 1.02%, but lower than the North Carolina state median of 0.82%.
Median Charlotte, NC home value: $276,450
Median annual Charlotte, NC tax bill: $1,110, $1,290 lower than the national median property tax bill of $2,400.

How are property taxes in Avery calculated?

Property taxes in Charlotte, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Charlotte’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Charlotte, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Charlotte, Avery County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.4%

Estimate Property Tax Bill

$660

$612

Ownwell’s Charlotte Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Charlotte with just two data points. By entering your property's estimated assessed value, our calculator applies Charlotte’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Avery County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Charlotte, Avery County, North Carolina

Local government entities set tax rates, which can vary widely within a state. This variation is tied to each county's annual budget needs. Each year, counties estimate the budget required to provide essential services and divide this by the total value of all taxable property within their jurisdiction. This calculation results in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is essentially the annual process. In Charlotte, located in Avery County, the effective property tax rate is notably low compared to other cities in North Carolina. With a median tax rate of 0.40%, Charlotte's property taxes are significantly lower than the national median property tax rate of 1.02%. This means that residents in Charlotte benefit from one of the lowest property tax burdens in the nation, making it an attractive option for property owners seeking affordability. Comparing Charlotte's rates to the national median highlights the city's cost-effective property tax environment.

Property Tax Rates Across Charlotte, Avery County, North Carolina

Source: Ownwell

0.18%

0.29%

0.40%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Charlotte Tax Rate

0.40%

Median Effective Avery County Tax Rate

0.40%

Median Effective North Carolina Tax Rate

0.81%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Charlotte, Avery County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
28211	0.40%	0.40%	0.40%	0.40%	0.40%
28277	0.40%	0.40%	0.40%	0.40%	0.40%
28202	N/A	N/A	N/A	N/A	N/A
28203	N/A	N/A	N/A	N/A	N/A
28205	N/A	N/A	N/A	N/A	N/A
28207	N/A	N/A	N/A	N/A	N/A
28208	N/A	N/A	N/A	N/A	N/A
28209	N/A	N/A	N/A	N/A	N/A
28210	N/A	N/A	N/A	N/A	N/A
28214	N/A	N/A	N/A	N/A	N/A
28226	N/A	N/A	N/A	N/A	N/A
28269	N/A	N/A	N/A	N/A	N/A
28270	N/A	N/A	N/A	N/A	N/A
28278	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Charlotte, Avery County, North Carolina

When examining property taxes in Charlotte, NC, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Avery County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Avery County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Charlotte. For example, the median home price in Charlotte is $276,450, with tax bills ranging significantly across the county. Zip code 28211 has the highest median home price at $371,050.

Property Tax Assessment Values Across Charlotte, Avery County, North Carolina

Source: Ownwell

$2,200

$375,325

$748,450

Median Charlotte Market Value

$165,000

Median Avery County Market Value

$127,900

Median North Carolina Market Value

$221,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Charlotte, Avery County, North Carolina

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
28211	$79,340	$92,500	$147,500	$441,850	$615,470
28277	$5,100	$5,100	$78,500	$161,425	$185,320
28202	N/A	N/A	N/A	N/A	N/A
28203	N/A	N/A	N/A	N/A	N/A
28205	N/A	N/A	N/A	N/A	N/A
28207	N/A	N/A	N/A	N/A	N/A
28208	N/A	N/A	N/A	N/A	N/A
28209	N/A	N/A	N/A	N/A	N/A
28210	N/A	N/A	N/A	N/A	N/A
28214	N/A	N/A	N/A	N/A	N/A
28226	N/A	N/A	N/A	N/A	N/A
28269	N/A	N/A	N/A	N/A	N/A
28270	N/A	N/A	N/A	N/A	N/A
28278	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Charlotte, Avery County, North Carolina

In Charlotte, located in Avery County, NC, property tax bills are determined by multiplying the assessed value of a home by the local tax rate. The assessed value is typically a percentage of the property's market value, which is influenced by factors such as location, size, and condition. In Charlotte, the median home price is $276,450. While the national median property tax rate is 1.02%, Charlotte's tax bills can vary significantly. For instance, at the 25th percentile, tax bills are as low as $83, while at the 90th percentile, they can reach up to $3,369. This variation can significantly impact homeowners, especially those in higher tax brackets, potentially stretching their budgets. However, Ownwell can assist homeowners in Charlotte by providing property tax appeal and exemption services. By identifying inaccuracies in property assessments and ensuring all eligible exemptions are applied, Ownwell helps reduce tax bills, offering homeowners a chance to save money and alleviate financial strain.

Property Tax Bills Across Charlotte, Avery County, North Carolina

Source: Ownwell

$1,488

$2,966

Median Charlotte Tax Bill

$1,110

Median Avery County Tax Bill

$517

Median North Carolina Tax Bill

$1,813

Median United States Tax Bill

$2,400

Property Tax Bills Across Charlotte, Avery County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
28211	$477	$895	$1,712	$1,928	$4,460
28277	$20	$20	$20	$211	$1,310
28202	N/A	N/A	N/A	N/A	N/A
28203	N/A	N/A	N/A	N/A	N/A
28205	N/A	N/A	N/A	N/A	N/A
28207	N/A	N/A	N/A	N/A	N/A
28208	N/A	N/A	N/A	N/A	N/A
28209	N/A	N/A	N/A	N/A	N/A
28210	N/A	N/A	N/A	N/A	N/A
28214	N/A	N/A	N/A	N/A	N/A
28226	N/A	N/A	N/A	N/A	N/A
28269	N/A	N/A	N/A	N/A	N/A
28270	N/A	N/A	N/A	N/A	N/A
28278	N/A	N/A	N/A	N/A	N/A

Source: Ownwell