White Oak, Bladen County, North Carolina Property Taxes
Property Taxes in White Oak, North Carolina
Median White Oak, North Carolina effective property tax rate: 0.85%, significantly lower than the national median of 1.02%, and slightly higher than the North Carolina state median of 0.81%.
Median White Oak, North Carolina home value: $68,112
Median annual White Oak, North Carolina tax bill: $548, $1,852 lower than the national median property tax bill of $2,400.
How are property taxes in Bladen calculated?
Property taxes in White Oak, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding White Oak's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in White Oak, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
White Oak, Bladen County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.85%
Estimate Property Tax Bill
$579
$537
How Does the White Oak Property Tax Calculator Work?
Use this White Oak property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies White Oak's median effective tax rate of 0.85% — based on actual property records in Bladen County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies White Oak's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within White Oak: rates range from 0.85% in 28399 to 0.85% in 28399, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across White Oak.
About White Oak Property Taxes
About Property Taxes in White Oak, Bladen, North Carolina
White Oak's median effective property tax rate of 0.85% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Bladen County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across White Oak. Homeowners in the 28399 ZIP code carry a median effective rate of 0.85%, while those in 28399 pay 0.85%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Bladen County. Understanding which part of White Oak you live in can make a meaningful difference to your annual tax bill.
White Oak homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across White Oak, Bladen County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare White Oak's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective White Oak Tax Rate
0.85%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bladen County Tax Rate
0.86%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across White Oak, Bladen County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28399 | 0.76% | 0.84% | 0.85% | 0.85% | 0.88% |
Source: Ownwell
Property Tax Assessment Values Across White Oak, Bladen County, North Carolina
When examining property taxes in White Oak, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bladen County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Bladen County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in White Oak.
For example, the median home price in White Oak is $68,112, with tax bills ranging significantly across the county. 28399 has the highest median home price at $68,112.
Property Tax Assessment Values Across White Oak, Bladen County, North Carolina
Source: Ownwell
$55,356
$103,738
$152,120
Median White Oak Market Value
$68,112
Median Bladen County Market Value
$73,816
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across White Oak, Bladen County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28399 | $11,305 | $25,292 | $68,112 | $127,141 | $220,600 |
Source: Ownwell
Property Tax Bills Across White Oak, Bladen County, North Carolina
How are property tax bills calculated in White Oak?
Property tax bills in White Oak are determined by multiplying a home’s assessed value by the local tax rate set by the county and other taxing authorities. The assessed value is based on the market value of the property, which means higher-value homes generally face higher tax bills. Factors such as location, property characteristics, and local budget needs can all influence the final amount.
For homeowners, this means a property tax bill can vary widely even among nearby homes. In White Oak, the median home price is $68,112, and the median property tax bill is $548.00. That is well below the national median property tax bill of $2,400, which can make ownership costs more manageable. Still, bills can range from $189 at the 25th percentile to $1,738 at the 90th percentile, depending on the home’s assessed value and tax rate.
Median White Oak Tax Bill
$548
Median Bladen County Tax Bill
$615
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across White Oak, Bladen County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28399 | $81 | $189 | $548 | $1,046 | $1,738 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 4 |
Links | |
|---|---|
| Bladen Tax Assessor | |
| Website | bladen.ustaxdata.com |