Concord, Cabarrus County, North Carolina Property Taxes
Property Taxes in Concord, North Carolina
Median Concord, North Carolina effective property tax rate: 1.00%, significantly lower than the national median of 1.02%, and higher than the North Carolina state median of 0.81%.
Median Concord, North Carolina home value: $338,930
Median annual Concord, North Carolina tax bill: $3,137, $737 higher than the national median property tax bill of $2,400.
How are property taxes in Cabarrus calculated?
Property taxes in Concord, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Concord's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Concord, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Concord, Cabarrus County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1%
Estimate Property Tax Bill
$3,389
$3,145
How Does the Concord Property Tax Calculator Work?
Use this Concord property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Concord's median effective tax rate of 1.00% — based on actual property records in Cabarrus County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Concord's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Concord: rates range from the lowest median tax bill of $2,624.00 in 28025 to the highest median tax bill of $3,600.00 in 28027, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Concord.
About Concord Property Taxes
About Property Taxes in Concord, Cabarrus, North Carolina
Concord’s median effective property tax rate of 1.00% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Cabarrus County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Concord. Homeowners in ZIP code 28027 carry a median effective rate of 1.00%, while those in 28025 pay 1.00%. This spread reflects how school district boundaries and local assessment districts are drawn across Cabarrus County. Understanding which part of Concord you live in can make a meaningful difference to your annual tax bill.
Concord homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Concord, Cabarrus County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Concord's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Concord Tax Rate
1.00%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cabarrus County Tax Rate
1.00%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Concord, Cabarrus County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28025 | 0.66% | 0.69% | 1.00% | 1.00% | 1.00% |
| 28027 | 0.68% | 1.00% | 1.00% | 1.00% | 1.00% |
Source: Ownwell
Property Tax Assessment Values Across Concord, Cabarrus County, North Carolina
When examining property taxes in Concord, North Carolina, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cabarrus County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The assessed value is the figure used to calculate your property taxes, or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Concord is $338,930, with tax bills ranging significantly across the county. ZIP code 28027 has the highest median home price at $370,635.
Property Tax Assessment Values Across Concord, Cabarrus County, North Carolina
Source: Ownwell
$243,440
$364,325
$485,210
Median Concord Market Value
$338,930
Median Cabarrus County Market Value
$339,450
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Concord, Cabarrus County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28025 | $146,020 | $224,102 | $304,335 | $402,720 | $538,573 |
| 28027 | $169,625 | $281,550 | $370,635 | $500,095 | $639,570 |
Source: Ownwell
Property Tax Bills Across Concord, Cabarrus County, North Carolina
Property tax bills in Concord are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is influenced by factors such as location, lot size, home size, condition, and recent sales of similar homes in Cabarrus County. For a home with a median price of $338,930, the final bill can vary widely depending on how the property is assessed and which taxing jurisdictions apply.
Homeowners in Concord often see bills that fall between $2,133 at the 25th percentile and $4,272 at the 75th percentile, with the 90th percentile reaching $5,748. The median tax bill is $3,600 in ZIP code 28027 and $2,624 in ZIP code 28025. Compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400, Concord homeowners may face higher-than-average costs, making it important to understand how the bill is determined and how it affects household budgets.
Median Concord Tax Bill
$3,137
Median Cabarrus County Tax Bill
$3,148
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Concord, Cabarrus County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28025 | $1,181 | $1,785 | $2,624 | $3,473 | $4,714 |
| 28027 | $1,547 | $2,623 | $3,600 | $4,918 | $6,390 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 4 |
Links | |
|---|---|
| Cabarrus Tax Assessor | |
| Website | tax.cabarruscounty.us |