Ferguson, Caldwell County, North Carolina Property Taxes

Name: Property Tax Bills Across Ferguson, Caldwell County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Ferguson, NC effective property tax rate: 0.48%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Ferguson, NC home value: $136,900
Median annual Ferguson, NC tax bill: $588, $1,812 lower than the national median property tax bill of $2,400.

How are property taxes in Caldwell County calculated?

Property taxes in Ferguson, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Ferguson's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ferguson, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Ferguson, Caldwell County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.48%

Estimate Property Tax Bill

$657

$610

Ownwell’s Ferguson Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Ferguson with just two data points. By entering your property's estimated assessed value, our calculator applies Ferguson’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Caldwell. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Ferguson, Caldwell County, North Carolina

Local government entities set tax rates, which can vary widely within North Carolina. This variation arises because each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is the annual process in a nutshell. In Ferguson, located in Caldwell County, the effective property tax rate stands at 0.48%. This rate is notably lower than the national median property tax rate of 1.02%. When compared to other cities in North Carolina, Ferguson's rate aligns with the state's median, reflecting a consistent approach to property taxation within the region. However, it's important to note that Ferguson's rate is significantly lower than the national average, offering property owners in the area a relatively lighter tax burden. This lower rate can be an attractive factor for property owners considering a move to Ferguson, as it allows for potential savings compared to other regions in the country.

Property Tax Rates Across Ferguson, Caldwell County, North Carolina

Source: Ownwell

0.43%

0.55%

0.67%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Ferguson Tax Rate

0.48%

Median Effective Caldwell County Tax Rate

0.45%

Median Effective North Carolina Tax Rate

0.81%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Ferguson, Caldwell County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
28624	0.33%	0.42%	0.48%	0.56%	0.71%

Source: Ownwell

Property Tax Assessment Values Across Ferguson, Caldwell County, North Carolina

When examining property taxes in Ferguson, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Caldwell County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Caldwell County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ferguson. For example, the median home price in Ferguson is $136,900, with tax bills ranging significantly across the county. Zip code 28624 has the highest median home price at $136,900.

Property Tax Assessment Values Across Ferguson, Caldwell County, North Carolina

Source: Ownwell

$108,450

$339,475

$570,500

Median Ferguson Market Value

$136,900

Median Caldwell County Market Value

$185,000

Median North Carolina Market Value

$221,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Ferguson, Caldwell County, North Carolina

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
28624	$20,280	$45,200	$136,900	$260,350	$373,180

Source: Ownwell

Property Tax Bills Across Ferguson, Caldwell County, North Carolina

In Ferguson, Caldwell County, NC, property tax bills are determined by the assessed value of a home, which is based on its market value. The county applies a tax rate to this assessed value to calculate the annual tax bill. For homeowners in Ferguson, the median home price is $136,900, leading to varying tax bills. While the 25th percentile of tax bills is around $225, the 75th percentile reaches $1,065, and the 90th percentile can climb to $1,810. Comparatively, the national median property tax bill is $2,400, indicating that Ferguson homeowners generally experience lower property tax bills. However, the financial burden can still be significant for some. Ownwell can help homeowners in Ferguson reduce their property tax bills by analyzing property assessments and identifying potential discrepancies. By filing appeals on behalf of homeowners, Ownwell ensures that taxes are fair and equitable, potentially saving homeowners money and providing peace of mind in managing their property expenses.

Property Tax Bills Across Ferguson, Caldwell County, North Carolina

Source: Ownwell

$535

$1,686

$2,837

Median Ferguson Tax Bill

$588

Median Caldwell County Tax Bill

$756

Median North Carolina Tax Bill

$1,813

Median United States Tax Bill

$2,400

Property Tax Bills Across Ferguson, Caldwell County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
28624	$94	$225	$588	$1,065	$1,810

Source: Ownwell