Warne, Clay County, North Carolina Property Taxes
Median Warne, NC effective property tax rate: 0.47%, significantly lower than the national median of 1.02%, but lower than the NC state median of 0.82%.
Median Warne, NC home value: $163,350
Median annual Warne, NC tax bill: $605, $1,795 lower than the national median property tax bill of $2,400.
How are property taxes in Clay County calculated?
Property taxes in Warne, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Warne’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Warne, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Warne, Clay County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.47%
Estimate Property Tax Bill
$818
$759
Property Tax Rates Across Warne, Clay County, North Carolina
Local government entities set tax rates, which can vary widely within a state. This variation is due to the fact that each county annually estimates its required budget for providing services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is the essence of the annual process.
In Warne, located in Clay County, NC, the effective property tax rate is a topic of interest when compared to other cities in North Carolina and the national median. The median property tax rate in Warne is significantly lower than the national median property tax rate of 1.02%. This makes Warne an attractive option for property owners seeking lower property taxes. When considering property investments or relocations, understanding these rates is crucial as they directly impact the overall cost of owning a property. By evaluating these rates, property owners can make informed decisions and potentially save on their annual tax bills.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Warne Tax Rate
0.47%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clay County Tax Rate
0.46%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Warne, Clay County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28909 | 0.24% | 0.47% | 0.47% | 0.47% | 0.47% |
Source: Ownwell
Property Tax Assessment Values Across Warne, Clay County, North Carolina
When examining property taxes in Warne, NC, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clay County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Clay County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Warne.
For example, the median home price in Warne is $163,350, with tax bills ranging significantly across the county. Zip code 28909 has the highest median home price at $163,350.
Property Tax Assessment Values Across Warne, Clay County, North Carolina
Source: Ownwell
$145,800
$182,150
$218,500
Median Warne Market Value
$174,000
Median Clay County Market Value
$213,500
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Warne, Clay County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28909 | $97,440 | $125,950 | $174,000 | $431,350 | $725,360 |
Source: Ownwell
Property Tax Bills Across Warne, Clay County, North Carolina
Median Warne Tax Bill
$718
Median Clay County Tax Bill
$948
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Warne, Clay County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28909 | $425 | $562 | $718 | $2,055 | $2,664 |
Source: Ownwell