Kings Mountain, Cleveland County, North Carolina Property Taxes
Property Taxes in Kings Mountain, North Carolina
Median Kings Mountain, North Carolina effective property tax rate: 0.92%, significantly lower than the national median of 1.02%, and higher than the North Carolina state median of 0.81%.
Median Kings Mountain, North Carolina home value: $117,967
Median annual Kings Mountain, North Carolina tax bill: $1,100, $1,300 lower than the national median property tax bill of $2,400.
How are property taxes in Cleveland calculated?
Property taxes in Kings Mountain, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Kings Mountain's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Kings Mountain, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Kings Mountain, Cleveland County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.92%
Estimate Property Tax Bill
$1,085
$1,007
How Does the Kings Mountain Property Tax Calculator Work?
Use this Kings Mountain property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Kings Mountain's median effective tax rate of 0.92% — based on actual property records in Cleveland County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Kings Mountain's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Kings Mountain: rates range from 0.92% in 28086 to 0.92% in 28086, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Kings Mountain.
About Kings Mountain Property Taxes
About Property Taxes in Kings Mountain, Cleveland, North Carolina
Kings Mountain's median effective property tax rate of 0.92% is higher than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Cleveland County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Kings Mountain. Homeowners in ZIP code 28086 carry a median effective rate of 0.92%, while the same ZIP code also reflects a median tax bill of $1,100 and a median home price of $117,967. Understanding how assessed value and local levies work can make a meaningful difference to your annual tax bill.
Kings Mountain homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Kings Mountain, Cleveland County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Kings Mountain's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Property Tax Rates Across Kings Mountain, Cleveland County, North Carolina
Source: Ownwell
0.83%
1.07%
1.32%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kings Mountain Tax Rate
0.92%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cleveland County Tax Rate
0.90%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Kings Mountain, Cleveland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28086 | 0.80% | 0.83% | 0.92% | 1.19% | 1.21% |
Source: Ownwell
Property Tax Assessment Values Across Kings Mountain, Cleveland County, North Carolina
When examining property taxes in Kings Mountain, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cleveland County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cleveland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Kings Mountain, the median home price is $117,967, with tax bills centered at $1,100. That is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
Property Tax Assessment Values Across Kings Mountain, Cleveland County, North Carolina
Source: Ownwell
$55,882
$100,459
$145,035
Median Kings Mountain Market Value
$117,967
Median Cleveland County Market Value
$101,056
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Kings Mountain, Cleveland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28086 | $36,003 | $65,690 | $117,967 | $185,047 | $268,914 |
Source: Ownwell
Property Tax Bills Across Kings Mountain, Cleveland County, North Carolina
Property tax bills in Kings Mountain are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the property tax rate to that assessed value, which is then used to calculate the annual bill. For homeowners, the size of the bill depends on how the home is valued, the tax rate set by local governments, and whether any exemptions or adjustments apply.
With a median home price of $117,967, property tax bills in the city can vary widely. The 25th percentile bill is $622, while the 75th percentile reaches $1,751. At the higher end, the 90th percentile bill is $2,707, showing how quickly taxes can rise for more valuable properties or homes with higher assessments.
The median tax bill in the city is $1,100, which is below the national median property tax bill of $2,400. That means many homeowners in Kings Mountain pay less than the typical U.S. homeowner, but a higher assessment can still lead to a noticeably larger bill.
Property Tax Bills Across Kings Mountain, Cleveland County, North Carolina
Source: Ownwell
$524
$869
$1,213
Median Kings Mountain Tax Bill
$1,100
Median Cleveland County Tax Bill
$929
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Kings Mountain, Cleveland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28086 | $357 | $622 | $1,100 | $1,751 | $2,707 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 4 |
Links | |
|---|---|
| Cleveland Tax Assessor | |
| Website | www.clevelandcountytaxes.com |