Lattimore, Cleveland County, North Carolina Property Taxes
Property Taxes in Lattimore, North Carolina
Median Lattimore, North Carolina effective property tax rate: 1.06%, significantly lower than the national median of 1.02%, and higher than the North Carolina state median of 0.81%.
Median Lattimore, North Carolina home value: $95,377
Median annual Lattimore, North Carolina tax bill: $872, lower than the national median property tax bill of $2,400.
How are property taxes in Cleveland calculated?
Property taxes in Lattimore, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Lattimore's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Lattimore, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Lattimore, Cleveland County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.06%
Estimate Property Tax Bill
$1,011
$938
How Does the Lattimore Property Tax Calculator Work?
Use this Lattimore property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Lattimore's median effective tax rate of 1.06% — based on actual property records in Cleveland County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Lattimore's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Lattimore: rates range from 1.06% in 28089 to 1.06% in 28089, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Lattimore.
About Lattimore Property Taxes
About Property Taxes in Lattimore, Cleveland, North Carolina
Lattimore’s median effective property tax rate of 1.06% is higher than the Cleveland County median of 0.81% and lower than the national median of 1.02%. This rate reflects the Cleveland County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the town.
Property tax rates are not uniform across Lattimore. Homeowners in ZIP code 28089 carry a median effective rate of 1.06%, while those in the same ZIP code also pay 1.06%. This means there is no spread across the town, but the rate still depends on how local taxing jurisdictions are structured within Cleveland County. Understanding your assessed value and local tax district can help explain your annual bill.
Lattimore homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before May 4, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Lattimore, Cleveland County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Lattimore's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lattimore Tax Rate
1.06%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cleveland County Tax Rate
0.90%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Lattimore, Cleveland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28089 | 0.64% | 0.88% | 1.06% | 1.11% | 1.20% |
Source: Ownwell
Property Tax Assessment Values Across Lattimore, Cleveland County, North Carolina
When examining property taxes in Lattimore, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cleveland County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cleveland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Lattimore.
For example, the median home price in Lattimore is $95,377, with tax bills ranging significantly across the county. 28089 has the highest median home price at $95,377.
Property Tax Assessment Values Across Lattimore, Cleveland County, North Carolina
Source: Ownwell
$55,882
$100,459
$145,035
Median Lattimore Market Value
$95,377
Median Cleveland County Market Value
$101,056
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Lattimore, Cleveland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28089 | $31,774 | $50,656 | $95,377 | $156,581 | $203,982 |
Source: Ownwell
Property Tax Bills Across Lattimore, Cleveland County, North Carolina
Property tax bills in Lattimore are based on the assessed value of a home, which is then multiplied by the local tax rate set for Cleveland County and other taxing authorities. When a property’s market value rises, the assessed value can increase too, which may lead to a higher tax bill. Homeowners may also see differences based on exemptions or other local factors that affect the final amount owed.
For Lattimore homeowners, the median home price is $95,377, and the median property tax bill is $872.00 in ZIP code 28089. That amount is below the national median property tax bill of $2,400 and reflects a lower overall tax burden than many U.S. homeowners face. Bills can still vary widely, with the 25th percentile at $486 and the 75th percentile at $1,419. Higher assessed values usually mean higher bills, so changes in market value can have a direct effect on what homeowners pay each year.
Median Lattimore Tax Bill
$872
Median Cleveland County Tax Bill
$929
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Lattimore, Cleveland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28089 | $205 | $486 | $872 | $1,419 | $1,858 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 4 |
Links | |
|---|---|
| Cleveland Tax Assessor | |
| Website | www.clevelandcountytaxes.com |