Dover, Craven County, North Carolina Property Taxes
Property Taxes in Dover, North Carolina
Median Dover, North Carolina effective property tax rate: 0.57%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Dover, North Carolina home value: $105,180
Median annual Dover, North Carolina tax bill: $622, lower than the national median property tax bill of $2,400.
How are property taxes in Craven calculated?
Property taxes in Dover, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Dover's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Dover, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Dover, Craven County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.57%
Estimate Property Tax Bill
$600
$556
How Does the Dover Property Tax Calculator Work?
Use this Dover property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Dover's median effective tax rate of 0.57% — based on actual property records in Craven County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Dover's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Dover: rates are the same at $622 in 28526, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Dover.
About Dover Property Taxes
About Property Taxes in Dover, Craven, North Carolina
Dover’s median effective property tax rate of 0.57% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Craven County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Dover. Homeowners in the 28526 ZIP code carry a median effective rate of 0.57%, while those in the same ZIP code also pay 0.57%. This spread reflects how school district boundaries and local assessment districts are drawn across Craven County. Understanding which part of Dover you live in can make a meaningful difference to your annual tax bill.
Dover homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Dover, Craven County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Dover's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Dover Tax Rate
0.57%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Craven County Tax Rate
0.66%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Dover, Craven County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28526 | 0.51% | 0.54% | 0.57% | 0.66% | 0.91% |
Source: Ownwell
Property Tax Assessment Values Across Dover, Craven County, North Carolina
When examining property taxes in Dover, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Craven County tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Craven County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Dover, the median home price is $105,180, while the median tax bill is $622, well below the national median property tax bill of $2,400. The highest median home price is in 28526 at $105,180.
Property Tax Assessment Values Across Dover, Craven County, North Carolina
Source: Ownwell
$105,180
$252,040
$398,900
Median Dover Market Value
$105,180
Median Craven County Market Value
$193,035
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Dover, Craven County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28526 | $16,200 | $51,710 | $105,180 | $155,940 | $222,574 |
Source: Ownwell
Property Tax Bills Across Dover, Craven County, North Carolina
Dover property tax bills are calculated using the home’s assessed value, the local tax rate, and any applicable exemptions. When a property is reassessed, the county determines a taxable value based on market conditions, and that value is then multiplied by the tax rate to produce the annual bill. For many homeowners, the size of the bill depends on how their home compares with others in the area and whether they qualify for relief that lowers the taxable amount.
The median home price in Dover is $105,180, and the median property tax bill is $622.00 in ZIP code 28526. That amount is below the national median property tax bill of $2,400, which can make Dover’s taxes feel more manageable than in many parts of the country. Still, bills can vary widely: the 25th percentile is $315, while the 75th percentile reaches $948 and the 90th percentile climbs to $1,279. For homeowners, even a modest change in assessed value can affect affordability and long-term housing costs.
Median Dover Tax Bill
$622
Median Craven County Tax Bill
$1,338
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Dover, Craven County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28526 | $99 | $315 | $622 | $948 | $1,279 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 4 |
Links | |
|---|---|
| Craven Tax Assessor | |
| Website | gis.cravencountync.gov |