Garland, Cumberland County, North Carolina Property Taxes
Median Garland, NC effective property tax rate: 1.11%, significantly higher than the national median of 1.02%, but lower than the North Carolina state median of 0.82%.
Median Garland, NC home value: $97,146
Median annual Garland, NC tax bill: $1,044, $1,356 lower than the national median property tax bill of $2,400.
How are property taxes in Cumberland calculated?
Property taxes in Garland, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Garland’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Garland, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Garland, Cumberland County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.14%
Estimate Property Tax Bill
$922
$856
Property Tax Rates Across Garland, Cumberland County, North Carolina
Local government entities are responsible for setting tax rates, which can vary significantly within a state. This variance is due to each county's annual budget estimation process, where they determine the funds needed to provide essential services and then divide this amount by the total value of all taxable property within their jurisdiction. This calculation results in the property tax rate. Although the process involves votes and legislation to finalize rates and budgets, this is essentially how it works each year.
In Garland, located in Cumberland County, North Carolina, the effective property tax rate is a reflection of this process. When comparing Garland's tax rates to other cities within North Carolina, it's important to note that the median property tax rate in North Carolina is slightly above the national median of 1.02%. This means that property owners in Garland may find themselves paying more than the national average, but this is consistent with the state's overall tax strategy. Understanding these rates can help property owners make informed decisions and potentially seek appeals or exemptions to manage their tax liabilities effectively.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Garland Tax Rate
1.14%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cumberland County Tax Rate
1.55%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Garland, Cumberland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28441 | 1.00% | 1.07% | 1.14% | 1.20% | 1.31% |
Source: Ownwell
Property Tax Assessment Values Across Garland, Cumberland County, North Carolina
When examining property taxes in Garland, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Cumberland County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Garland. For example, the median home price in Garland is $97,146, with tax bills ranging significantly across the county. Zip code 28441 has the highest median home price at $97,146.
Property Tax Assessment Values Across Garland, Cumberland County, North Carolina
Source: Ownwell
$61,026
$105,799
$150,572
Median Garland Market Value
$80,898
Median Cumberland County Market Value
$116,108
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Garland, Cumberland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28441 | $46,349 | $70,808 | $80,898 | $121,377 | $166,728 |
Source: Ownwell
Property Tax Bills Across Garland, Cumberland County, North Carolina
Median Garland Tax Bill
$918
Median Cumberland County Tax Bill
$1,757
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Garland, Cumberland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28441 | $599 | $813 | $918 | $1,292 | $1,864 |
Source: Ownwell