Roseboro, Cumberland County, North Carolina Property Taxes
Property Taxes in Roseboro, North Carolina
Median Roseboro, North Carolina effective property tax rate: 1.23%, significantly higher than the national median of 1.02%, and higher than the North Carolina state median of 0.81%.
Median Roseboro, North Carolina home value: $81,726
Median annual Roseboro, North Carolina tax bill: $990, lower than the national median property tax bill of $2,400.
How are property taxes in Cumberland calculated?
Property taxes in Roseboro, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Roseboro's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Roseboro, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Roseboro, Cumberland County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.23%
Estimate Property Tax Bill
$1,005
$933
How Does the Roseboro Property Tax Calculator Work?
Use this Roseboro property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Roseboro's median effective tax rate of 1.23% — based on actual property records in Cumberland County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Roseboro's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Roseboro: rates range from 990.00 in 28382 to 990.00 in 28382, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Roseboro.
About Roseboro Property Taxes
About Property Taxes in Roseboro, Cumberland, North Carolina
Roseboro’s median effective property tax rate of 1.23% is lower than the North Carolina state median of 0.81% and higher than the national median of 1.02%. This rate reflects the Cumberland County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Roseboro. Homeowners in the 28382 ZIP code carry a median effective rate of 1.23%, while those in the same ZIP code also pay 1.23%. This reflects how school district boundaries and local assessment districts are drawn across Cumberland County. Understanding which part of Roseboro you live in can make a meaningful difference to your annual tax bill.
Roseboro homeowners who believe their assessed value is too high can file a formal appeal with the Cumberland County Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Roseboro, Cumberland County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Roseboro's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Roseboro Tax Rate
1.23%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cumberland County Tax Rate
1.55%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Roseboro, Cumberland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28382 | 0.90% | 1.08% | 1.23% | 1.41% | 1.75% |
Source: Ownwell
Property Tax Assessment Values Across Roseboro, Cumberland County, North Carolina
When examining property taxes in Roseboro, North Carolina, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cumberland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For context, Roseboro’s median home price is $81,726, and the median tax bill is $990, compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400.
Property Tax Assessment Values Across Roseboro, Cumberland County, North Carolina
Source: Ownwell
$61,026
$105,799
$150,572
Median Roseboro Market Value
$81,726
Median Cumberland County Market Value
$116,108
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Roseboro, Cumberland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28382 | $17,137 | $47,658 | $81,726 | $128,617 | $201,781 |
Source: Ownwell
Property Tax Bills Across Roseboro, Cumberland County, North Carolina
Roseboro Property Tax Bills
Property tax bills in Roseboro are based on the assessed value of a home and the local tax rate set by Cumberland County and other taxing authorities. For homeowners, the bill is calculated by multiplying the assessed market value by the applicable property tax rate, which means a higher assessed value generally leads to a higher tax bill.
Several factors affect the final amount, including the home’s market value, local budgets, and any exemptions or relief programs that may apply. In Roseboro, the median home price is $81,726, and the median property tax bill is $990.00. That amount is below the national median property tax bill of $2,400 and reflects a lower burden than many homeowners face across the country.
For homeowners, property taxes can have a meaningful impact on monthly housing costs and long-term affordability. Bills in Roseboro range from $542 at the 25th percentile to $2,196 at the 90th percentile, showing how much taxes can vary from one home to another.
Property Tax Bills Across Roseboro, Cumberland County, North Carolina
Source: Ownwell
$752
$1,730
$2,707
Median Roseboro Tax Bill
$990
Median Cumberland County Tax Bill
$1,757
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Roseboro, Cumberland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28382 | $259 | $542 | $990 | $1,542 | $2,196 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 4 |
Links | |
|---|---|
| Cumberland Tax Assessor | |
| Website | taxpwa.co.cumberland.nc.us |