Saint Pauls, Cumberland County, North Carolina Property Taxes

Name: Property Tax Bills Across Saint Pauls, Cumberland County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median SAINT PAULS, NC effective property tax rate: 1.13%, significantly higher than the national median of 1.02%, but lower than the North Carolina state median of 0.82%.
Median SAINT PAULS, NC home value: $100,888
Median annual SAINT PAULS, NC tax bill: $977, $1,423 lower than the national median property tax bill of $2,400.

How are property taxes in Cumberland calculated?

Property taxes in SAINT PAULS, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding SAINT PAULS’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in SAINT PAULS, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Saint Pauls, Cumberland County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.15%

Estimate Property Tax Bill

$1,179

$1,094

Ownwell’s Saint Pauls Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Saint Pauls with just two data points. By entering your property's estimated assessed value, our calculator applies Saint Pauls’ median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cumberland County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Saint Pauls, Cumberland County, North Carolina

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Saint Pauls’ effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S. Saint Pauls, located in Cumberland County, has a median property tax rate of 1.13%, which aligns with the highest and lowest rates in the area. This is above the national median of 1.02%. For homeowners, understanding these rates is crucial as they directly impact annual property tax bills. With the national median property tax bill at $2400, Saint Pauls’ rate suggests a slightly higher financial obligation compared to many other regions across the country.

Property Tax Rates Across Saint Pauls, Cumberland County, North Carolina

Source: Ownwell

1.13%

1.50%

1.86%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saint Pauls Tax Rate

1.15%

Median Effective Cumberland County Tax Rate

1.55%

Median Effective North Carolina Tax Rate

0.81%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Saint Pauls, Cumberland County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
28384	0.78%	1.05%	1.15%	1.28%	1.45%

Source: Ownwell

Property Tax Assessment Values Across Saint Pauls, Cumberland County, North Carolina

When examining property taxes in Saint Pauls, NC, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County Tax Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Cumberland County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saint Pauls.

For example, the median home price in Saint Pauls is $100,888, with tax bills ranging significantly across the county. Zip code 28384 has the highest median home price at $100,888.

Property Tax Assessment Values Across Saint Pauls, Cumberland County, North Carolina

Source: Ownwell

$61,026

$105,799

$150,572

Median Saint Pauls Market Value

$102,516

Median Cumberland County Market Value

$116,108

Median North Carolina Market Value

$221,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Saint Pauls, Cumberland County, North Carolina

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
28384	$27,630	$57,227	$102,516	$160,458	$211,733

Source: Ownwell

Property Tax Bills Across Saint Pauls, Cumberland County, North Carolina

In Saint Pauls, Cumberland County, NC, property tax bills are determined by assessing the property's market value and applying the local tax rate. The median home price in this area is $100,888, and the property tax rate is notably lower than the national average, resulting in a median tax bill of $977. This is significantly less than the national median property tax bill of $2,400. Factors influencing the tax bill include the property's assessed value and the local tax rate. Homeowners in Saint Pauls benefit from relatively low property taxes compared to other regions, but there is still room for savings.

Ownwell can assist homeowners in Saint Pauls by identifying potential inaccuracies in their property assessments and filing appeals to ensure a fair tax bill. By leveraging their expertise, Ownwell helps homeowners navigate the complexities of property tax laws, potentially reducing their tax burden. This service ensures that homeowners pay only their fair share, keeping more money in their pockets.

Property Tax Bills Across Saint Pauls, Cumberland County, North Carolina

Source: Ownwell

$752

$1,730

$2,707

Median Saint Pauls Tax Bill

$1,060

Median Cumberland County Tax Bill

$1,757

Median North Carolina Tax Bill

$1,813

Median United States Tax Bill

$2,400

Property Tax Bills Across Saint Pauls, Cumberland County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
28384	$361	$670	$1,060	$1,724	$2,239

Source: Ownwell