Stedman, Cumberland County, North Carolina Property Taxes
Property Taxes in Stedman, North Carolina
Median Stedman, North Carolina effective property tax rate: 1.20%, significantly higher than the national median of 1.02%, and higher than the North Carolina state median of 0.81%.
Median Stedman, North Carolina home value: $118,312
Median annual Stedman, North Carolina tax bill: $1,366, $1,034 lower than the national median property tax bill of $2,400.
How are property taxes in Cumberland calculated?
Property taxes in Stedman, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Stedman's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Stedman, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Stedman, Cumberland County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.2%
Estimate Property Tax Bill
$1,420
$1,317
How Does the Stedman Property Tax Calculator Work?
Use this Stedman property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Stedman's median effective tax rate of 1.20% — based on actual property records in Cumberland County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Stedman's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Stedman: rates range from 1.20% in 28391 to 1.20% in 28391, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Stedman.
About Stedman Property Taxes
About Property Taxes in Stedman, Cumberland, North Carolina
Stedman’s median effective property tax rate of 1.20% is lower than the North Carolina state median of 0.81% and higher than the national median of 1.02%. This rate reflects the Cumberland County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Stedman. Homeowners in the 28391 ZIP code carry a median effective rate of 1.20%, while those in the lowest ZIP also pay 1.20%. This spread reflects how school district boundaries and local assessment districts are drawn across Cumberland County. Understanding which part of Stedman you live in can make a meaningful difference to your annual tax bill.
Stedman homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Stedman, Cumberland County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Stedman's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Stedman Tax Rate
1.20%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cumberland County Tax Rate
1.55%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Stedman, Cumberland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28391 | 0.91% | 1.06% | 1.20% | 1.32% | 1.59% |
Source: Ownwell
Property Tax Assessment Values Across Stedman, Cumberland County, North Carolina
When examining property taxes in Stedman, North Carolina, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cumberland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Stedman is $118,312, with tax bills ranging significantly across the county. Zip code 28391 has the highest median home price at $118,312.
Property Tax Assessment Values Across Stedman, Cumberland County, North Carolina
Source: Ownwell
$61,026
$105,799
$150,572
Median Stedman Market Value
$118,312
Median Cumberland County Market Value
$116,108
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Stedman, Cumberland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28391 | $34,384 | $61,640 | $118,312 | $183,062 | $235,781 |
Source: Ownwell
Property Tax Bills Across Stedman, Cumberland County, North Carolina
Property tax bills in Stedman are based on the assessed value of a home and the local tax rate set for Cumberland County. When a property is valued, that assessment becomes the starting point for calculating what a homeowner owes. The bill can also reflect exemptions or other adjustments that may apply, but the core calculation is tied to the home’s taxable value.
With a median home price of $118,312, Stedman homeowners generally face bills that are lower than many higher-priced markets, yet the amount can still vary widely from one property to another. The 25th percentile tax bill is $755, while the 75th percentile is $2,016 and the 90th percentile reaches $2,448. That spread shows how differences in assessed value can affect annual costs.
For homeowners, property taxes are a recurring expense that can influence monthly budgeting and long-term affordability.
Median Stedman Tax Bill
$1,366
Median Cumberland County Tax Bill
$1,757
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Stedman, Cumberland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28391 | $427 | $755 | $1,366 | $2,016 | $2,448 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 20 |
Links | |
|---|---|
| Cumberland Tax Assessor | |
| Website | taxpwa.co.cumberland.nc.us |