Point Harbor, Currituck County, North Carolina Property Taxes

Name: Property Tax Bills Across Point Harbor, Currituck County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Point Harbor, NC effective property tax rate: 0.65%, significantly lower than the national median of 1.02%, but also lower than the North Carolina state median of 0.82%.
Median Point Harbor, NC home value: $190,250
Median annual Point Harbor, NC tax bill: $1,234, $1,166 lower than the national median property tax bill of $2,400.

How are property taxes in Currituck calculated?

Property taxes in Point Harbor, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Point Harbor’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Point Harbor, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Point Harbor, Currituck County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.72%

Estimate Property Tax Bill

$1,672

$1,551

Ownwell’s Point Harbor Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Point Harbor with just two data points. By entering your property's estimated assessed value, our calculator applies Point Harbor’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Currituck. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Point Harbor, Currituck County, North Carolina

Local government entities set tax rates, which can vary widely within a state. This variation occurs because each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

In Point Harbor, located in Currituck County, North Carolina, the effective property tax rate is significantly lower than the national median of 1.02%. This rate provides a financial advantage for property owners, offering potential savings compared to other regions. Currituck County's property tax rate is also below the national median property tax bill of $2400, making it an attractive location for homeowners seeking lower property tax obligations.

By comparing Point Harbor’s effective property tax rate to other cities in North Carolina and the median property tax rates in the state and the U.S., homeowners can make informed decisions about their property investments, potentially maximizing their savings and financial benefits.

Property Tax Rates Across Point Harbor, Currituck County, North Carolina

Source: Ownwell

0.70%

0.76%

0.81%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Point Harbor Tax Rate

0.72%

Median Effective Currituck County Tax Rate

0.74%

Median Effective North Carolina Tax Rate

0.81%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Point Harbor, Currituck County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
27964	0.62%	0.67%	0.72%	0.79%	0.88%

Source: Ownwell

Property Tax Assessment Values Across Point Harbor, Currituck County, North Carolina

When examining property taxes in Point Harbor, NC, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Currituck County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In Currituck County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Point Harbor. For example, the median home price in Point Harbor is $190,250, with tax bills ranging significantly across the county. 27964 has the highest median home price at $190,250.

Property Tax Assessment Values Across Point Harbor, Currituck County, North Carolina

Source: Ownwell

$152,800

$327,800

$502,800

Median Point Harbor Market Value

$232,200

Median Currituck County Market Value

$313,200

Median North Carolina Market Value

$221,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Point Harbor, Currituck County, North Carolina

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
27964	$85,470	$128,100	$232,200	$339,825	$575,880

Source: Ownwell

Property Tax Bills Across Point Harbor, Currituck County, North Carolina

In Point Harbor, Currituck County, NC, property tax bills are determined by applying the local tax rate to the assessed value of a home. The assessed value is often lower than the market value, which means homeowners might not be paying taxes on the full market price of their property. For Point Harbor, the median home price is $190,250. Homeowners here face a property tax bill that can range significantly, with the 25th percentile at $785 and the 75th percentile reaching $2,035. This variability can impact homeowners differently, with some paying much less than the national median property tax bill of $2,400, while others might pay more. Ownwell assists homeowners by providing property tax appeal and exemption services, potentially lowering their tax bills. By analyzing individual property assessments and comparing them to market conditions, Ownwell helps ensure homeowners are not overpaying on their taxes. This service can be particularly beneficial in regions where property values and tax rates fluctuate, offering peace of mind and potential savings.

Property Tax Bills Across Point Harbor, Currituck County, North Carolina

Source: Ownwell

$1,171

$2,836

$4,500

Median Point Harbor Tax Bill

$1,657

Median Currituck County Tax Bill

$2,279

Median North Carolina Tax Bill

$1,813

Median United States Tax Bill

$2,400

Property Tax Bills Across Point Harbor, Currituck County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
27964	$685	$966	$1,657	$2,374	$3,883

Source: Ownwell