Cameron, Harnett County, North Carolina Property Taxes

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Property Taxes in Cameron, North Carolina

Median Cameron, NC effective property tax rate: 0.75%, significantly lower than the national median of 1.02%, but lower than the NC state median of 0.82%.
Median Cameron, NC home value: $213,455
Median annual Cameron, NC tax bill: $1,542, $858 lower than the national median property tax bill of $2,400.

How are property taxes in Harnett calculated?

Property taxes in Cameron, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Cameron’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cameron, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Cameron, Harnett County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.75%

Estimate Property Tax Bill

$1,608

$1,492

Ownwell’s Cameron Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Cameron with just two data points. By entering your property's estimated assessed value, our calculator applies Cameron’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Harnett County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Cameron, Harnett County, North Carolina

Local government entities determine tax rates, which can differ significantly within a state. Each year, counties estimate the budget needed to provide essential services and divide it by the total value of all taxable property in their area. This calculation determines the property tax rate. Although votes and laws play a role in setting tax rates and budgets, this is essentially the annual procedure. In Cameron, located in Harnett County, North Carolina, the effective property tax rate is 0.75%. This rate is notably lower than the national median property tax rate of 1.02%. Compared to other cities in North Carolina, Cameron's rate is quite competitive, as it aligns with both the highest and lowest median tax rates in the 28326 zip code. Homeowners in Cameron can benefit from this relatively low rate, which can lead to significant savings compared to areas with higher tax rates. Understanding these dynamics can help property owners make informed decisions about their investments.

Property Tax Rates Across Cameron, Harnett County, North Carolina

Source: Ownwell

0.70%

0.98%

1.26%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Cameron Tax Rate

0.75%

Median Effective Harnett County Tax Rate

0.75%

Median Effective North Carolina Tax Rate

0.81%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Cameron, Harnett County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
28326	0.64%	0.74%	0.75%	0.77%	0.83%

Source: Ownwell

Property Tax Assessment Values Across Cameron, Harnett County, North Carolina

When examining property taxes in Cameron, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Harnett County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In Harnett County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cameron. For example, the median home price in Cameron is $213,455, with tax bills ranging significantly across the county. Zip code 28326 has the highest median home price at $213,455.

Property Tax Assessment Values Across Cameron, Harnett County, North Carolina

Source: Ownwell

$125,112

$210,538

$295,963

Median Cameron Market Value

$214,406

Median Harnett County Market Value

$203,443

Median North Carolina Market Value

$221,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Cameron, Harnett County, North Carolina

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
28326	$68,621	$116,662	$214,406	$267,013	$324,298

Source: Ownwell

Property Tax Bills Across Cameron, Harnett County, North Carolina

In Cameron, located in Harnett County, NC, property tax bills are calculated based on the assessed value of a home, which is determined by the local tax assessor. The assessed value is typically a percentage of the property's market value. Homeowners in Cameron face a median property tax bill of $1,542, which is lower than the national median of $2,400. This provides some relief compared to higher-tax areas. However, property tax bills can vary significantly within the region, with the 25th percentile paying around $836 and the 90th percentile reaching up to $2,302. Factors such as property size, location, and improvements can influence the assessed value, directly impacting the tax bill. Homeowners in Cameron can benefit from Ownwell's expertise in property tax appeals and exemptions. By analyzing property assessments and identifying potential discrepancies, Ownwell can help homeowners reduce their tax liabilities, potentially saving them hundreds of dollars annually. This service ensures that homeowners only pay their fair share, easing the financial burden of property ownership.

Property Tax Bills Across Cameron, Harnett County, North Carolina

Source: Ownwell

$1,132

$1,591

$2,050

Median Cameron Tax Bill

$1,554

Median Harnett County Tax Bill

$1,606

Median North Carolina Tax Bill

$1,813

Median United States Tax Bill

$2,400

Property Tax Bills Across Cameron, Harnett County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
28326	$548	$856	$1,554	$1,947	$2,320

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	May 4

Links
Harnett Tax Assessor
Website	cama.harnett.org

Frequently Asked Property Tax Questions in Cameron, North Carolina

How are property taxes calculated in Cameron, North Carolina?

Property taxes in Cameron, North Carolina are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Cameron, North Carolina?

To appeal your property taxes in Cameron, North Carolina, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Cameron, North Carolina?

Common property tax exemptions in Cameron, North Carolina include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Cameron, North Carolina?

Property tax deadlines in Cameron, North Carolina vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Cameron, North Carolina?

Ownwell provides professional property tax appeal services in Cameron, North Carolina. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.