Arden, Henderson County, North Carolina Property Taxes
Property Taxes in Arden, North Carolina
Median Arden, North Carolina effective property tax rate: 0.53%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Arden, North Carolina home value: $298,750
Median annual Arden, North Carolina tax bill: $1,408, lower than the national median property tax bill of $2,400.
How are property taxes in Henderson calculated?
Property taxes in Arden, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Arden's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Arden, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Arden, Henderson County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.53%
Estimate Property Tax Bill
$1,583
$1,469
How Does the Arden Property Tax Calculator Work?
Use this Arden property tax calculator to estimate your annual property tax bill. Enter your property’s assessed value and the calculator applies Arden’s median effective tax rate of 0.53% — based on actual property records in Henderson County — to generate your estimate.
Enter your property’s estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home’s market value. The calculator applies Arden’s median effective rate across local levies, giving a more accurate estimate than using a single county millage rate.
Arden’s median effective tax rate is lower than North Carolina’s 0.81% median rate and below the national median property tax rate of 1.02%. The median property tax bill is $1,408, which is $992 lower than the state median bill. Your bill may still vary by ZIP code within Arden, with 28704 showing the same median bill. For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Arden.
About Arden Property Taxes
About Property Taxes in Arden, Henderson, North Carolina
Arden's median effective property tax rate of 0.53% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Henderson County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Arden. Homeowners in the 28704 ZIP code carry a median effective rate of 0.53%, while those in 28704 pay 0.53%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Henderson County. Understanding which part of Arden you live in can make a meaningful difference to your annual tax bill.
Arden homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Arden, Henderson County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Arden's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Arden Tax Rate
0.53%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Henderson County Tax Rate
0.55%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Arden, Henderson County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28704 | 0.43% | 0.43% | 0.53% | 0.53% | 0.53% |
Source: Ownwell
Property Tax Assessment Values Across Arden, Henderson County, North Carolina
When examining property taxes in Arden, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Henderson County tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Henderson County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Arden.
For example, the median home price in Arden is $298,750, with tax bills ranging significantly across the county. 28704 has the highest median home price at $298,750.
Property Tax Assessment Values Across Arden, Henderson County, North Carolina
Source: Ownwell
$10,000
$186,750
$363,500
Median Arden Market Value
$298,750
Median Henderson County Market Value
$312,200
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Arden, Henderson County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28704 | $47,550 | $152,150 | $298,750 | $502,025 | $714,550 |
Source: Ownwell
Property Tax Bills Across Arden, Henderson County, North Carolina
Property tax bills in Arden are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value to determine the amount owed each year. Factors such as the home’s location, size, and any changes in property value can affect the final bill.
With a median home price of $298,750, homeowners in Arden can see widely different tax bills depending on how their property is assessed. The 25th percentile tax bill is $683, while the 75th percentile is $2,580 and the 90th percentile reaches $3,717. The median tax bill in ZIP code 28704 is $1,408.
For many homeowners, property taxes are a major part of the cost of owning a home. A higher assessed value can mean a higher bill, while a lower assessment may reduce what is owed.
Median Arden Tax Bill
$1,408
Median Henderson County Tax Bill
$1,692
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Arden, Henderson County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28704 | $230 | $683 | $1,408 | $2,580 | $3,717 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 4 |
Links | |
|---|---|
| Henderson Tax Assessor | |
| Website | lrcpwa.ncptscloud.com |