Bakersville, Mitchell County, North Carolina Property Taxes
Property Taxes in Bakersville, North Carolina
Median Bakersville, North Carolina effective property tax rate: 0.63%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Bakersville, North Carolina home value: $144,800
Median annual Bakersville, North Carolina tax bill: $875, lower than the national median property tax bill of $2,400.
How are property taxes in Mitchell calculated?
Property taxes in Bakersville, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Bakersville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bakersville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Bakersville, Mitchell County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.63%
Estimate Property Tax Bill
$912
$847
How Does the Bakersville Property Tax Calculator Work?
Use this Bakersville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Bakersville's median effective tax rate of 0.63% — based on actual property records in Mitchell County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Bakersville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Bakersville: rates range from 0.63% in 28705 to 0.63% in 28705, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Bakersville.
About Bakersville Property Taxes
About Property Taxes in Bakersville, Mitchell, North Carolina
Bakersville’s median effective property tax rate of 0.63% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Mitchell County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Bakersville. Homeowners in the 28705 ZIP code carry a median effective rate of 0.63%, while those in the same ZIP code pay 0.63%. This spread reflects how school district boundaries and local assessment districts are drawn across Mitchell County. Understanding which part of Bakersville you live in can make a meaningful difference to your annual tax bill.
Bakersville homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 30, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Bakersville, Mitchell County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Bakersville's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Property Tax Rates Across Bakersville, Mitchell County, North Carolina
Source: Ownwell
0.63%
0.63%
0.63%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bakersville Tax Rate
0.63%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mitchell County Tax Rate
0.63%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Bakersville, Mitchell County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28705 | 0.49% | 0.63% | 0.63% | 0.63% | 0.66% |
Source: Ownwell
Property Tax Assessment Values Across Bakersville, Mitchell County, North Carolina
When examining property taxes in Bakersville, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Mitchell County tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Mitchell County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bakersville.
For example, the median home price in Bakersville is $144,800, with tax bills ranging significantly across the county. 28705 has the highest median home price at $144,800.
Property Tax Assessment Values Across Bakersville, Mitchell County, North Carolina
Source: Ownwell
$132,800
$138,800
$144,800
Median Bakersville Market Value
$144,800
Median Mitchell County Market Value
$139,500
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Bakersville, Mitchell County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28705 | $16,570 | $65,925 | $144,800 | $247,125 | $372,200 |
Source: Ownwell
Property Tax Bills Across Bakersville, Mitchell County, North Carolina
Bakersville property tax bills are calculated by multiplying the assessed value of a home by the local tax rate, then applying any exemptions or adjustments allowed under Mitchell County rules. The assessed value is based on the market value of the property, so changes in home values can directly affect what homeowners owe.
For Bakersville homeowners, the typical property tax bill reflects both the value of the home and the tax rate set locally. With a median home price of $144,800, the amount owed can vary widely from one property to another. The 25th percentile tax bill is $435, while the 75th percentile is $1,526 and the 90th percentile is $2,322. In ZIP code 28705, the median tax bill is $875.
Because property taxes are tied to assessed value, homeowners with higher-valued homes generally pay more, while those with lower assessed values may pay less.
Median Bakersville Tax Bill
$875
Median Mitchell County Tax Bill
$858
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Bakersville, Mitchell County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28705 | $172 | $435 | $875 | $1,526 | $2,322 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 30 |
Links | |
|---|---|
| Mitchell Tax Assessor | |
| Website | nc-mitchell.publicaccessnow.com |