Holly Ridge, Onslow County, North Carolina Property Taxes
Property Taxes in Holly Ridge, North Carolina
Median Holly Ridge, North Carolina effective property tax rate: 0.99%, lower than the national median of 1.02%, and higher than the North Carolina state median of 0.81%.
Median Holly Ridge, North Carolina home value: $251,615
Median annual Holly Ridge, North Carolina tax bill: $2,126, lower than the national median property tax bill of $2,400.
How are property taxes in Onslow calculated?
Property taxes in Holly Ridge, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Holly Ridge’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Holly Ridge, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Holly Ridge, Onslow County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.99%
Estimate Property Tax Bill
$2,491
$2,312
How Does the Holly Ridge Property Tax Calculator Work?
Use this Holly Ridge property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Holly Ridge's median effective tax rate of 0.99% — based on actual property records in Onslow County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Holly Ridge's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Holly Ridge: rates range from 0.99% in 28445 to 0.99% in 28445, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Holly Ridge.
About Holly Ridge Property Taxes
About Property Taxes in Holly Ridge, Onslow, North Carolina
Holly Ridge’s median effective property tax rate of 0.99% is higher than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Onslow County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Holly Ridge. Homeowners in ZIP code 28445 carry a median effective rate of 0.99%, while those in the same ZIP code also pay 0.99%. This spread reflects how school district boundaries and local assessment districts are drawn across Onslow County. Understanding where you live in Holly Ridge can make a meaningful difference to your annual tax bill.
Holly Ridge homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before May 4, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Holly Ridge, Onslow County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Holly Ridge's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Holly Ridge Tax Rate
0.99%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Onslow County Tax Rate
0.66%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Holly Ridge, Onslow County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28445 | 0.65% | 0.66% | 0.99% | 1.00% | 1.00% |
Source: Ownwell
Property Tax Assessment Values Across Holly Ridge, Onslow County, North Carolina
When examining property taxes in Holly Ridge, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Onslow County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Onslow County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Holly Ridge.
For example, the median home price in Holly Ridge is $251,615, with tax bills ranging significantly across the county. 28445 has the highest median home price at $251,615.
Property Tax Assessment Values Across Holly Ridge, Onslow County, North Carolina
Source: Ownwell
$91,858
$330,342
$568,826
Median Holly Ridge Market Value
$251,615
Median Onslow County Market Value
$188,238
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Holly Ridge, Onslow County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28445 | $85,178 | $167,737 | $251,615 | $345,952 | $512,277 |
Source: Ownwell
Property Tax Bills Across Holly Ridge, Onslow County, North Carolina
Property tax bills in Holly Ridge are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value set by the county. For homeowners, the final bill depends on the assessed value of the property and the tax rates set by local taxing authorities. When home values rise, tax bills can increase even if the tax rate stays the same.
The median home price in Holly Ridge is $251,615, and the median property tax bill is $2,126, which is below the national median property tax bill of $2,400. That means many homeowners here pay less than the typical U.S. homeowner, though bills can vary widely. The 25th percentile tax bill is $1,319, while the 75th percentile is $3,098 and the 90th percentile reaches $4,738. These differences show how property taxes can affect homeowners differently depending on the assessed value of their home and the local tax rate.
Median Holly Ridge Tax Bill
$2,126
Median Onslow County Tax Bill
$1,395
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Holly Ridge, Onslow County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28445 | $609 | $1,319 | $2,126 | $3,098 | $4,738 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 4 |
Links | |
|---|---|
| Onslow Tax Assessor | |
| Website | property.onslowcountync.gov |