New Bern, Pamlico County, North Carolina Property Taxes
Property Taxes in New Bern, North Carolina
Median New Bern, North Carolina effective property tax rate: 0.73%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median New Bern, North Carolina home value: $131,286
Median annual New Bern, North Carolina tax bill: $920, $1,480 lower than the national median property tax bill of $2,400.
How are property taxes in Pamlico calculated?
Property taxes in New Bern, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding New Bern's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in New Bern, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
New Bern, Pamlico County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.73%
Estimate Property Tax Bill
$958
$889
How Does the New Bern Property Tax Calculator Work?
Use this New Bern property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies New Bern's median effective tax rate of 0.73% — based on actual property records in Pamlico County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies New Bern's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within New Bern: rates range from $915.00 in 28560 to $1,031.00 in 28562, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across New Bern.
About New Bern Property Taxes
About Property Taxes in New Bern, Pamlico, NC
New Bern's median effective property tax rate of 0.73% is lower than the NC state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Pamlico County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across New Bern. Homeowners in the 28560 ZIP code carry a median effective rate of 0.73%, while those in 28562 pay 0.72%. This spread — 0.01 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Pamlico County. Understanding which part of New Bern you live in can make a meaningful difference to your annual tax bill.
New Bern homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 11, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across New Bern, Pamlico County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare New Bern's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective New Bern Tax Rate
0.73%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pamlico County Tax Rate
0.71%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across New Bern, Pamlico County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28560 | 0.70% | 0.72% | 0.73% | 0.73% | 0.73% |
| 28562 | 0.72% | 0.72% | 0.72% | 0.72% | 0.72% |
Source: Ownwell
Property Tax Assessment Values Across New Bern, Pamlico County, North Carolina
When examining property taxes in New Bern, North Carolina, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Pamlico County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Pamlico County are sent in March each year. They typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in New Bern is $131,286, with tax bills ranging significantly across the county. Zip code 28562 has the highest median home price at $163,952.
Property Tax Assessment Values Across New Bern, Pamlico County, North Carolina
Source: Ownwell
$53,718
$140,313
$226,908
Median New Bern Market Value
$131,286
Median Pamlico County Market Value
$147,817
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across New Bern, Pamlico County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28560 | $39,502 | $84,926 | $130,791 | $188,314 | $259,249 |
| 28562 | $80,436 | $125,178 | $163,952 | $186,650 | $208,923 |
Source: Ownwell
Property Tax Bills Across New Bern, Pamlico County, North Carolina
Property tax bills in New Bern are based on the assessed value of a home and the local tax rate set by Pamlico County and other taxing authorities. When a property is reassessed, the tax bill can change if the assessed market value changes, even if the homeowner has not made any improvements. For a home with a median price of $131,286, the bill reflects how that value is taxed locally.
Homeowners in New Bern should expect bills to vary by neighborhood and property characteristics. The 25th percentile tax bill is $566, while the 75th percentile tax bill is $1,310, and the 90th percentile tax bill is $1,871. That range shows how differences in assessed value and tax rates can affect what residents owe each year. In some ZIP codes, the median bill is $915 in 28560 and $1,031 in 28562, showing that location can also influence the final amount.
Median New Bern Tax Bill
$920
Median Pamlico County Tax Bill
$1,091
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across New Bern, Pamlico County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28560 | $236 | $560 | $915 | $1,312 | $1,871 |
| 28562 | $580 | $903 | $1,031 | $1,239 | $1,421 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 11 |
Links | |
|---|---|
| Pamlico Tax Assessor | |
| Website | webapp.agdmaps.com |