Black Mountain, Rutherford County, North Carolina Property Taxes

Name: Property Tax Bills Across Black Mountain, Rutherford County, North Carolina
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Black Mountain, NC effective property tax rate: 0.41%, significantly lower than the national median of 1.02%, but lower than the NC state median of 0.82%.
Median Black Mountain, NC home value: $248,800
Median annual Black Mountain, NC tax bill: $1,051, $1,349 lower than the national median property tax bill of $2,400.

How are property taxes in Rutherford calculated?

Property taxes in Black Mountain, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Black Mountain’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Black Mountain, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Black Mountain, Rutherford County, North Carolina Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.58%

Estimate Property Tax Bill

$1,227

$1,139

Ownwell’s Black Mountain Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Black Mountain with just two data points. By entering your property's estimated assessed value, our calculator applies Black Mountain’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Rutherford. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Black Mountain, Rutherford County, North Carolina

Local government entities determine tax rates, which can differ significantly within a state. Each year, counties estimate their budget needs to provide essential services and divide this by the total assessed value of all taxable property in their area. This calculation results in the property tax rate. Though the process involves votes and legislative decisions, this is essentially how it works annually.

In Black Mountain, located in Rutherford County, property tax rates stand out when compared to other cities in North Carolina. The effective property tax rate here is notably lower than the national median rate of 1.02%. This difference highlights the variability in property tax rates across different regions. Moreover, Black Mountain’s tax rate offers a stark contrast to the national median property tax bill of $2,400, making it an attractive location for property owners seeking lower tax burdens. By understanding these differences, property owners in Black Mountain can better appreciate the local tax landscape and its implications on their financial planning.

Property Tax Rates Across Black Mountain, Rutherford County, North Carolina

Source: Ownwell

0.57%

0.93%

1.28%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Black Mountain Tax Rate

0.58%

Median Effective Rutherford County Tax Rate

0.68%

Median Effective North Carolina Tax Rate

0.81%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Black Mountain, Rutherford County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
28711	0.51%	0.54%	0.58%	0.63%	0.80%

Source: Ownwell

Property Tax Assessment Values Across Black Mountain, Rutherford County, North Carolina

When examining property taxes in Black Mountain, NC, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Rutherford County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices in Rutherford County are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Black Mountain. For example, the median home price in Black Mountain is $248,800, with tax bills ranging significantly across the county.

Property Tax Assessment Values Across Black Mountain, Rutherford County, North Carolina

Source: Ownwell

$81,000

$185,500

$290,000

Median Black Mountain Market Value

$211,600

Median Rutherford County Market Value

$123,300

Median North Carolina Market Value

$221,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Black Mountain, Rutherford County, North Carolina

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
28711	$77,080	$140,850	$211,600	$269,175	$306,680

Source: Ownwell

Property Tax Bills Across Black Mountain, Rutherford County, North Carolina

In Black Mountain, NC, property tax bills are calculated based on the assessed value of a home. The assessed value is determined by the county and reflects the property's market value. This value is then multiplied by the local tax rate to determine the annual property tax bill. Homeowners in Black Mountain can expect a median property tax bill significantly lower than the national median of $2400, with the 75th percentile tax bill at $1411. This suggests that many homeowners in the area pay less than the national average, making it an attractive location for property owners. However, for those with tax bills reaching the 90th percentile at $1450, there is still room for potential savings. Ownwell can assist homeowners in Black Mountain by appealing their property taxes, potentially lowering their assessed value and, consequently, their tax bill. By leveraging expert knowledge and local data, Ownwell maximizes savings, ensuring homeowners are not overpaying on their property taxes.

Property Tax Bills Across Black Mountain, Rutherford County, North Carolina

Source: Ownwell

$594

$1,319

$2,044

Median Black Mountain Tax Bill

$1,229

Median Rutherford County Tax Bill

$843

Median North Carolina Tax Bill

$1,813

Median United States Tax Bill

$2,400

Property Tax Bills Across Black Mountain, Rutherford County, North Carolina

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
28711	$433	$810	$1,229	$1,552	$1,845

Source: Ownwell