Bryson City, Swain County, North Carolina Property Taxes
Property Taxes in Bryson City, North Carolina
Median Bryson City, North Carolina effective property tax rate: 0.49%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Bryson City, North Carolina home value: $150,400
Median annual Bryson City, North Carolina tax bill: $738, lower than the national median property tax bill of $2,400.
How are property taxes in Swain County calculated?
Property taxes in Bryson City, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Bryson City’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bryson City, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Bryson City, Swain County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.49%
Estimate Property Tax Bill
$737
$684
How Does the Bryson City Property Tax Calculator Work?
Use this Bryson City property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Bryson City's median effective tax rate of 0.49% — based on actual property records in Swain County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Bryson City's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Bryson City: rates range from 0.49% in 28713 to 0.49% in 28713, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Bryson City.
About Bryson City Property Taxes
About Property Taxes in Bryson City, Swain, North Carolina
Bryson City’s median effective property tax rate of 0.49% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Swain County levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Bryson City. Homeowners in ZIP code 28713 carry a median effective rate of 0.49%, while those in the same ZIP code also pay 0.49%. This reflects how school district boundaries and local assessment districts are drawn across Swain County. Understanding which part of Bryson City you live in can make a meaningful difference to your annual tax bill.
Bryson City homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 7, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Bryson City, Swain County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Bryson City’s effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bryson City Tax Rate
0.49%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Swain County Tax Rate
0.49%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Bryson City, Swain County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28713 | 0.41% | 0.45% | 0.49% | 0.55% | 0.61% |
Source: Ownwell
Property Tax Assessment Values Across Bryson City, Swain County, North Carolina
When examining property taxes in Bryson City, North Carolina, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Swain County tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Bryson City is $150,400, with a median tax bill of $738. The highest median home price in the area is $150,400 in 28713.
Property Tax Assessment Values Across Bryson City, Swain County, North Carolina
Source: Ownwell
$120,930
$272,748
$424,565
Median Bryson City Market Value
$150,400
Median Swain County Market Value
$146,700
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Bryson City, Swain County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28713 | $58,174 | $89,652 | $150,400 | $244,128 | $374,012 |
Source: Ownwell
Property Tax Bills Across Bryson City, Swain County, North Carolina
Property tax bills in Bryson City are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value to determine the annual bill, so a higher assessment generally means a higher tax bill. Factors such as home value, location within Swain County, and any applicable exemptions can all influence what a homeowner owes.
For Bryson City homeowners, the typical tax burden is relatively modest compared with the national median property tax bill of $2,400. The median home price in the area is $150,400, and the median tax bill in ZIP code 28713 is $738.00. That figure sits below the 25th percentile tax bill of $473 and well under the 75th percentile of $1,142, while the 90th percentile reaches $1,688.
Because property taxes are tied to assessed value, even small changes in a home’s valuation can affect the final bill and the amount homeowners pay each year.
Median Bryson City Tax Bill
$738
Median Swain County Tax Bill
$738
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Bryson City, Swain County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28713 | $323 | $473 | $738 | $1,142 | $1,688 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 7 |
Links | |
|---|---|
| Swain Tax Assessor | |
| Website | www.bttaxpayerportal.com |