Mineral Springs, Union County, North Carolina Property Taxes
Property Taxes in Mineral Springs, North Carolina
Median Mineral Springs, North Carolina effective property tax rate: 0.66%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Mineral Springs, North Carolina home value: $109,100
Median annual Mineral Springs, North Carolina tax bill: $647, lower than the national median property tax bill of $2,400.
How are property taxes in Union calculated?
Property taxes in Mineral Springs, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Mineral Springs's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Mineral Springs, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Mineral Springs, Union County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.66%
Estimate Property Tax Bill
$720
$668
How Does the Mineral Springs Property Tax Calculator Work?
Use this Mineral Springs property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Mineral Springs's median effective tax rate of 0.66% — based on actual property records in Union County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Mineral Springs's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Mineral Springs: rates range from 0.66% in 28108 to 0.66% in 28108, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Mineral Springs.
About Mineral Springs Property Taxes
About Property Taxes in Mineral Springs, Union, NC
Mineral Springs's median effective property tax rate of 0.66% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Union County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Mineral Springs. Homeowners in ZIP code 28108 carry a median effective rate of 0.66%, while those in 28108 pay 0.66%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Union County. Understanding which part of Mineral Springs you live in can make a meaningful difference to your annual tax bill.
Mineral Springs homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Mineral Springs, Union County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Mineral Springs's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Property Tax Rates Across Mineral Springs, Union County, North Carolina
Source: Ownwell
0.64%
0.75%
0.85%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mineral Springs Tax Rate
0.66%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Union County Tax Rate
0.72%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Mineral Springs, Union County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28108 | 0.39% | 0.66% | 0.66% | 0.66% | 0.66% |
Source: Ownwell
Property Tax Assessment Values Across Mineral Springs, Union County, North Carolina
When examining property taxes in Mineral Springs, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Union County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Union County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Mineral Springs.
For example, the median home price in Mineral Springs is $109,100, with tax bills ranging significantly across the county. 28108 has the highest median home price at $109,100.
Property Tax Assessment Values Across Mineral Springs, Union County, North Carolina
Source: Ownwell
$109,100
$268,000
$426,900
Median Mineral Springs Market Value
$109,100
Median Union County Market Value
$277,400
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Mineral Springs, Union County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28108 | $56,040 | $81,200 | $109,100 | $184,100 | $265,880 |
Source: Ownwell
Property Tax Bills Across Mineral Springs, Union County, North Carolina
Property tax bills in Mineral Springs are based on the assessed value of a home and the local tax rate set by Union County and other taxing authorities. When a property is valued, that assessed amount is multiplied by the applicable tax rate to determine the annual bill. For homeowners, this means a higher market value can lead to a higher tax bill, even if the home has not been sold.
In Mineral Springs, the median home price is $109,100, and the median property tax bill is $647.00. That is well below the national median property tax bill of $2,400, showing how local assessments and rates can keep taxes more manageable than in many other places. Bills can still vary widely, though, with the 25th percentile at $429 and the 90th percentile at $1,524. These differences reflect how property characteristics, location, and local taxing districts affect what homeowners ultimately pay.
Property Tax Bills Across Mineral Springs, Union County, North Carolina
Source: Ownwell
$647
$2,065
$3,482
Median Mineral Springs Tax Bill
$647
Median Union County Tax Bill
$2,239
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Mineral Springs, Union County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28108 | $370 | $429 | $647 | $1,109 | $1,524 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 4 |
Links | |
|---|---|
| Union Tax Assessor | |
| Website | property.spatialest.com |