Todd, Watauga County, North Carolina Property Taxes
Property Taxes in Todd, North Carolina
Median Todd, North Carolina effective property tax rate: 0.41%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Todd, North Carolina home value: $206,300
Median annual Todd, North Carolina tax bill: $802, $1,598 lower than the national median property tax bill of $2,400.
How are property taxes in Watauga calculated?
Property taxes in Todd, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Todd's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Todd, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Todd, Watauga County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.41%
Estimate Property Tax Bill
$846
$785
How Does the Todd Property Tax Calculator Work?
Use this Todd property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Todd's median effective tax rate of 0.41% — based on actual property records in Watauga County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Todd's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Todd: rates range from 0.41% in 28684 to 0.41% in 28684, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Todd.
About Todd Property Taxes
About Property Taxes in Todd, Watauga, North Carolina
Todd’s median effective property tax rate of 0.41% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Watauga County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Todd. Homeowners in ZIP code 28684 carry a median effective rate of 0.41%, while those in 28684 pay 0.41%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Watauga County. Understanding which part of Todd you live in can make a meaningful difference to your annual tax bill.
Todd homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Todd, Watauga County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Todd's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Todd Tax Rate
0.41%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Watauga County Tax Rate
0.41%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Todd, Watauga County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28684 | 0.32% | 0.32% | 0.41% | 0.44% | 0.47% |
Source: Ownwell
Property Tax Assessment Values Across Todd, Watauga County, North Carolina
When examining property taxes in Todd, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Watauga County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Watauga County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Todd.
For example, the median home price in Todd is $206,300, with tax bills ranging significantly across the county. 28684 has the highest median home price at $206,300.
Property Tax Assessment Values Across Todd, Watauga County, North Carolina
Source: Ownwell
$202,900
$335,450
$468,000
Median Todd Market Value
$206,300
Median Watauga County Market Value
$327,700
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Todd, Watauga County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28684 | $58,690 | $120,825 | $206,300 | $330,275 | $521,530 |
Source: Ownwell
Property Tax Bills Across Todd, Watauga County, North Carolina
Todd property tax bills are based on the assessed value of a home, not the market value alone. Local tax rates are applied to that assessed value to determine the final bill, so the amount a homeowner pays can vary depending on the property’s characteristics and how it is classified for tax purposes.
With a median home price of $206,300, property taxes in Todd are shaped by how local assessments compare with the home’s taxable value. The median tax bill in the area is $802.00, which is below the national median property tax bill of $2,400 and well under the national median property tax rate of 1.02%.
For homeowners, this means a tax bill can change when assessed values change, even if the home has not been sold. Bills in the area also vary widely, with the 25th percentile at $479 and the 75th percentile at $1,312.
Median Todd Tax Bill
$802
Median Watauga County Tax Bill
$1,552
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Todd, Watauga County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28684 | $234 | $479 | $802 | $1,312 | $1,856 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 4 |
Links | |
|---|---|
| Watauga Tax Assessor | |
| Website | tax.watgov.org |