Harmony, Yadkin County, North Carolina Property Taxes
Property Taxes in Harmony, North Carolina
Median Harmony, North Carolina effective property tax rate: 0.73%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Harmony, North Carolina home value: $232,434
Median annual Harmony, North Carolina tax bill: $1,699, $701 lower than the national median property tax bill of $2,400.
How are property taxes in Yadkin calculated?
Property taxes in Harmony, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Harmony's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Harmony, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Harmony, Yadkin County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.73%
Estimate Property Tax Bill
$1,697
$1,575
How Does the Harmony Property Tax Calculator Work?
Use this Harmony property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Harmony's median effective tax rate of 0.73% — based on actual property records in Yadkin County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Harmony's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Harmony: rates range from 0.73% in 28634 to 0.73% in 28634, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Harmony.
About Harmony Property Taxes
About Property Taxes in Harmony, Yadkin, North Carolina
Harmony’s median effective property tax rate of 0.73% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Yadkin County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Harmony. Homeowners in the 28634 ZIP code carry a median effective rate of 0.73%, while those in the lowest ZIP code pay 0.73%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Yadkin County. Understanding which part of Harmony you live in can make a meaningful difference to your annual tax bill.
Harmony homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Harmony, Yadkin County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Harmony's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Harmony Tax Rate
0.73%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Yadkin County Tax Rate
0.74%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Harmony, Yadkin County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28634 | 0.53% | 0.72% | 0.73% | 0.74% | 0.75% |
Source: Ownwell
Property Tax Assessment Values Across Harmony, Yadkin County, North Carolina
When examining property taxes in Harmony, North Carolina, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Yadkin County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Harmony is $232,434, with a median tax bill of $1,699. That is below the national median property tax bill of $2,400 and reflects a property tax rate that can vary across the county.
Property Tax Assessment Values Across Harmony, Yadkin County, North Carolina
Source: Ownwell
$114,844
$173,639
$232,434
Median Harmony Market Value
$232,434
Median Yadkin County Market Value
$133,150
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Harmony, Yadkin County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28634 | $137,142 | $170,332 | $232,434 | $281,324 | $390,261 |
Source: Ownwell
Property Tax Bills Across Harmony, Yadkin County, North Carolina
Property tax bills in Harmony are based on the assessed value of a home and the local tax rate set by Yadkin County and other taxing authorities. When a property’s market value rises, the tax bill can increase even if the homeowner has not made any changes to the home. For a home with a median price of $232,434, the bill reflects how local assessments translate into annual taxes.
Homeowners in Harmony typically see bills that fall between $1,264 at the 25th percentile and $2,041 at the 75th percentile, with the 90th percentile reaching $2,609. The median tax bill is $1,699, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. That means many homeowners in Harmony may pay less than the typical U.S. homeowner, but higher assessments or tax rates can still push bills upward.
Median Harmony Tax Bill
$1,699
Median Yadkin County Tax Bill
$1,083
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Harmony, Yadkin County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28634 | $723 | $1,264 | $1,699 | $2,041 | $2,609 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 4 |
Links | |
|---|---|
| Yadkin Tax Assessor | |
| Website | www.bttaxpayerportal.com |