Union Grove, Yadkin County, North Carolina Property Taxes
Property Taxes in Union Grove, North Carolina
Median Union Grove, North Carolina effective property tax rate: 0.72%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Union Grove, North Carolina home value: $226,478
Median annual Union Grove, North Carolina tax bill: $1,464, $936 lower than the national median property tax bill of $2,400.
How are property taxes in Yadkin calculated?
Property taxes in Union Grove, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Union Grove's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Union Grove, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Union Grove, Yadkin County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.72%
Estimate Property Tax Bill
$1,631
$1,513
How Does the Union Grove Property Tax Calculator Work?
Use this Union Grove property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Union Grove's median effective tax rate of 0.72% — based on actual property records in Yadkin County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Union Grove's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Union Grove: rates range from 0.72% in 28689 to 0.72% in 28689, primarily due to differences in school district levies and local assessment districts. Union Grove's median tax bill is $1,464, which is lower than the North Carolina median tax bill by $936 and lower than the state median tax rate of 0.81%.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Union Grove.
About Union Grove Property Taxes
About Property Taxes in Union Grove, Yadkin, North Carolina
Union Grove's median effective property tax rate of 0.72% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Yadkin County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Union Grove. Homeowners in ZIP code 28689 carry a median effective rate of 0.72%, while those in 28689 pay 0.72%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Yadkin County. Understanding which part of Union Grove you live in can make a meaningful difference to your annual tax bill.
Union Grove homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Union Grove, Yadkin County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Union Grove's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Union Grove Tax Rate
0.72%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Yadkin County Tax Rate
0.74%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Union Grove, Yadkin County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28689 | 0.39% | 0.58% | 0.72% | 0.74% | 0.78% |
Source: Ownwell
Property Tax Assessment Values Across Union Grove, Yadkin County, North Carolina
When examining property taxes in Union Grove, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Yadkin County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Yadkin County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Union Grove.
For example, the median home price in Union Grove is $226,478, with tax bills ranging significantly across the county. 28689 has the highest median home price at $226,478.
Property Tax Assessment Values Across Union Grove, Yadkin County, North Carolina
Source: Ownwell
$114,844
$173,639
$232,434
Median Union Grove Market Value
$226,478
Median Yadkin County Market Value
$133,150
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Union Grove, Yadkin County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28689 | $68,626 | $116,898 | $226,478 | $380,252 | $536,739 |
Source: Ownwell
Property Tax Bills Across Union Grove, Yadkin County, North Carolina
Property tax bills in Union Grove are based on the assessed value of a home and the local tax rate set by the county and other taxing authorities. When a property is reassessed, the market value is used to determine how much taxable value is assigned, and that figure is then multiplied by the applicable rate to calculate the bill. For homeowners, this means a higher assessed value can lead to a higher tax bill, even if the home has not changed hands.
With a median home price of $226,478, property taxes can vary widely from one household to another. The 25th percentile tax bill is $825, while the 75th percentile is $2,240 and the 90th percentile reaches $3,104. The median tax bill is $1,464 in ZIP code 28689, which is below the national median property tax bill of $2,400.
Median Union Grove Tax Bill
$1,464
Median Yadkin County Tax Bill
$1,083
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Union Grove, Yadkin County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28689 | $560 | $825 | $1,464 | $2,240 | $3,104 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 4 |
Links | |
|---|---|
| Yadkin Tax Assessor | |
| Website | www.bttaxpayerportal.com |